Bridgewater Bancshares Inc

Bridgewater Bancshares, Inc. is a financial holding company operating primarily through its subsidiary, Bridgewater Bank. The institution specializes in commercial lending, with a strong emphasis on multifamily housing, commercial real estate, land development, and construction financing. It also funds affordable housing initiatives and provides commercial clients with remote deposit, cash management, and transaction services. Consumer banking products include retail deposit accounts accessible via branches and digital channels, alongside nondeposit investment products offered through third-party advisory arrangements. The firm primarily serves businesses, entrepreneurs, real estate developers, and individual clients.

The company conducts business predominantly within the Minneapolis-St. Paul-Bloomington metropolitan area, commonly known as the Twin Cities, while extending affordable housing lending across the country. It maintains a network of nine full-service branch offices situated throughout Minnesota, including locations in Bloomington, Greenwood, Minneapolis, Minnetonka, Orono, Lake Elmo, St. Louis Park, and St. Paul. Corporate headquarters are situated in St. Louis Park, Minnesota.

Summary of the business section of Bridgewater Bancshares's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, the Company had 322 full-time equivalent employees, most of which are full-time employees, an increase of 11% from December 31, 2024.”