BVFLNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
BV Financial, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$21.65−0.02 (-0.09%)
Close on Oct 19, 2026
- Market cap
- $178.68M
- P/E (TTM)
- 14.2
- Dividend yield
- –
BV Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | BV Financial | Industry median |
|---|---|---|
| Market Cap | $183.39M | $679.86M |
| Enterprise Value | $114.49M | $408.94M |
| PE Ratio | 14.15 | 12.00 |
| PS Ratio | 4.56 | 3.61 |
| PB Ratio | 1.00 | 1.18 |
| P/TBV Ratio | 1.09 | 1.41 |
| P/FCF Ratio | 10.22 | 10.93 |
| P/OCF Ratio | 10.22 | 10.04 |
Enterprise value
| Measure | BV Financial | Industry median |
|---|---|---|
| EV / Sales | 2.85 | 2.78 |
| EV / FCF | 6.38 | 8.25 |
Income (trailing twelve months)
| Measure | BV Financial | Industry median |
|---|---|---|
| Revenue | $40.22M | $170.85M |
| Pretax Income | $19.01M | $70.12M |
| Net Income | $13.09M | $54.33M |
| EPS (Diluted) | $1.53 | $2.90 |
Margins
| Measure | BV Financial | Industry median |
|---|---|---|
| Pretax Margin | 47.3% | 36.4% |
| Profit Margin | 32.5% | 29.1% |
| FCF Margin | 44.6% | 33.0% |
Returns
| Measure | BV Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 6.87% | 10.5% |
| Return on Assets (ROA) | 1.47% | 1.12% |
Growth
| Measure | BV Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 3.94% | 11.8% |
| Net Income Growth (YoY) | 22.2% | 23.1% |
| EPS Growth (YoY) | 48.5% | 22.7% |
| FCF Growth (YoY) | -4.21% | 27.1% |
| Revenue Growth (3Y CAGR) | 3.65% | 5.82% |
| EPS Growth (3Y CAGR) | 2.70% | 1.26% |
Balance sheet
| Measure | BV Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $68.90M | $205.54M |
| Net Cash (Debt) | $68.90M | $164.40M |
| Net Cash Per Share | $8.13 | $8.13 |
| Equity (Book Value) | $183.20M | $560.44M |
| Book Value Per Share | $21.63 | $28.47 |
| Tangible Book Value | $168.22M | $472.29M |
Cash flow (trailing twelve months)
| Measure | BV Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $17.94M | $61.20M |
| Capital Expenditures | $2.00K | -$4.02M |
| Free Cash Flow | $17.94M | $52.43M |
| FCF Per Share | $2.12 | $3.07 |
Efficiency
| Measure | BV Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $406.28K | $353.78K |
| Profits Per Employee | $132.20K | $107.28K |
| Employee Count | 99 | 489 |
Dividends and yields
| Measure | BV Financial | Industry median |
|---|---|---|
| Earnings Yield | 7.14% | 8.07% |
| FCF Yield | 9.78% | 8.89% |
| Buyback Yield | 17.1% | 1.55% |
| Shareholder Yield | 17.1% | 3.13% |
Shares
| Measure | BV Financial | Industry median |
|---|---|---|
| Shares Outstanding | 8,470,600 | 18,839,100 |
| Shares Change (YoY) | -18.0% | 0.39% |
| Shares Change (QoQ) | -2.63% | 0.00% |
| Float | 7,989,070 | 17,061,900 |
| Shares Held by Insiders | 5.68% | 5.89% |
| Shares Held by Institutions | 38.0% | 61.9% |
Taxes
| Measure | BV Financial | Industry median |
|---|---|---|
| Income Tax | $5.92M | $14.50M |
| Effective Tax Rate | 31.2% | 21.1% |
Scores
| Measure | BV Financial | Industry median |
|---|---|---|
| Graham Number | $27.29 | $45.31 |
| Graham Upside | 26.0% | 21.6% |
| Altman Z-Score | 0.41 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from BV Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.