BVFLNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
BV Financial, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$21.65−0.02 (-0.09%)
Close on Oct 19, 2026
- Market cap
- $178.68M
- P/E (TTM)
- 14.2
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
38.0%
3M of 8M shares
Institutional holders
69
8 new, 5 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
0 buys · 93 sales
Net sold $1.07M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Fourthstone LLC | 869,040 | 8.16% | 13G (passive) amendment | Mar 31, 2025 |
| BayVanguard Bank Employee Stock Ownership Plan Trust | 853,899 | 9.60% | 13G (passive) amendment | Dec 31, 2025 |
| AllianceBernstein L.P. | 764,934 | 8.80% | 13G (passive) amendment | Jun 30, 2026 |
| BlackRock, Inc. | 536,009 | 5.40% | 13G (passive) | Sep 30, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of BVFL | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Alliancebernstein L.P. | 764,934 | 9.03% | $14.64M | −70,231 | 0.00% |
| BlackRock, Inc. | 593,526 | 7.01% | $12.57M | +26,181 | 0.00% |
| Vanguard Capital Management LLC | 305,938 | 3.61% | $6.48M | −65,519 | 0.00% |
| Geode Capital Management, LLC | 174,351 | 2.06% | $3.69M | +8,843 | 0.00% |
| Gendell Jeffrey L | 141,262 | 1.67% | $2.99M | – | 0.03% |
| Oppenheimer & Close, LLC | 134,533 | 1.59% | $2.85M | – | 1.80% |
| Dimensional Fund Advisors LP | 128,692 | 1.52% | $2.73M | +7,759 | 0.00% |
| Arrowstreet Capital, Limited Partnership | 115,248 | 1.36% | $2.44M | – | 0.00% |
| State Street Corp | 100,798 | 1.19% | $2.13M | −5,244 | 0.00% |
| Stilwell Value LLC | 80,000 | 0.94% | $1.69M | −10,000 | 0.97% |
| Beartown Capital Management, LLC | 60,616 | 0.72% | $1.28M | – | 0.56% |
| Northern Trust Corp | 52,896 | 0.62% | $1.12M | +2,428 | 0.00% |
| Goldman Sachs Group Inc | 51,050 | 0.60% | $1.08M | −11,702 | 0.00% |
| Vanguard Fiduciary Trust Co | 45,934 | 0.54% | $972.88K | +453 | 0.00% |
| Vanguard Portfolio Management LLC | 45,499 | 0.54% | $963.67K | +5,665 | 0.00% |
| Hsbc Holdings PLC | 39,888 | 0.47% | $855.80K | +1,965 | 0.00% |
| Panagora Asset Management Inc | 28,375 | 0.33% | $600.98K | +90 | 0.00% |
| Morgan Stanley | 26,775 | 0.32% | $567.10K | +4,968 | 0.00% |
| Bridgeway Capital Management, LLC | 25,149 | 0.30% | $532.66K | +1,578 | 0.01% |
| Barclays PLC | 22,779 | 0.27% | $482.46K | −299 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 69 | 3M | 38.0% | 8 / 31 | 16 / 5 | 0M | 0M |
| Q1 2026 | 68 | 3M | 39.7% | 12 / 13 | 27 / 5 | 1M | 0M |
| Q4 2025 | 62 | 3M | 41.1% | 8 / 21 | 20 / 7 | 0M | 1M |
| Q3 2025 | 61 | 4M | 47.8% | 17 / 18 | 11 / 6 | 0M | 1M |
| Q2 2025 | 50 | 5M | 56.0% | 25 / 11 | 7 / 13 | 1M | 1M |
| Q1 2025 | 38 | 5M | 53.7% | 5 / 13 | 11 / 4 | 1M | 1M |
| Q4 2024 | 37 | 4M | 53.0% | 11 / 14 | 7 / 2 | 1M | 1M |
| Q3 2024 | 28 | 4M | 50.2% | 6 / 7 | 7 / 1 | 1M | 0M |
| Q2 2024 | 24 | 4M | 46.7% | 2 / 4 | 11 / 6 | 0M | 0M |
| Q1 2024 | 28 | 4M | 46.6% | 6 / 11 | 5 / 4 | 0M | 0M |
| Q4 2023 | 26 | 4M | 47.0% | 10 / 12 | 0 / 1 | 1M | 0M |
| Q3 2023 | 18 | 3M | 35.0% | 18 / 0 | 0 / 0 | 3M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of BVFL | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 211,117 | 2.49% | $4.47M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 177,766 | 2.10% | $3.77M | 0.00% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 86,700 | 1.02% | $1.84M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 Value ETF | 71,620 | 0.85% | $1.52M | 0.01% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 68,781 | 0.81% | $1.41M | 0.00% | Jul 31, 2026 |
| Vanguard Russell 2000 Index Fund | 35,065 | 0.41% | $688.33K | 0.00% | May 31, 2026 |
| Fidelity Extended Market Index Fund | 26,499 | 0.31% | $520.18K | 0.00% | May 31, 2026 |
| iShares Micro-Cap ETF | 22,727 | 0.27% | $481.36K | 0.03% | Jun 30, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 22,149 | 0.26% | $469.12K | 0.02% | Jun 30, 2026 |
| Dimensional U.S. Small Cap ETF | 20,499 | 0.24% | $421.05K | 0.00% | Jul 31, 2026 |
| U.S. Small Cap Value Portfolio | 19,604 | 0.23% | $402.67K | 0.00% | Jul 31, 2026 |
| Fidelity Total Market Index Fund | 18,505 | 0.22% | $363.25K | 0.00% | May 31, 2026 |
| Dimensional US Small Cap Value ETF | 17,586 | 0.21% | $361.22K | 0.00% | Jul 31, 2026 |
| Schwab Small-Cap Index Fund | 16,941 | 0.20% | $347.97K | 0.00% | Jul 31, 2026 |
| U.S. Targeted Value Portfolio | 14,589 | 0.17% | $299.66K | 0.00% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| David M. Flair | Co-President, Co-CEO, Director | 213,882 | 2.52% | Dec 16, 2025 |
| Rose M. Searcy | EVP, Human Resources | 19,667 | 0.23% | Dec 18, 2025 |
| Michael J. Dee | EVP and CFO | 91,706 | 1.08% | Dec 16, 2025 |
| Joseph S. Galli | Director | 92,896 | 1.10% | Jun 15, 2026 |
| William B. Crompton III | Director | 56,489 | 0.67% | Jul 8, 2025 |
| Gary T. Amereihn | Director | 62,975 | 0.74% | Jun 2, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Joseph S. Galli Director | Jun 12, 2026 | Sale | −2,014 | $19.81 | $39.90K | 487 |
| Joseph S. Galli Director | Jun 12, 2026 | Sale | −579 | $19.80 | $11.46K | 2,501 |
| Joseph S. Galli Director | Jun 12, 2026 | Sale | −30 | $19.84 | $595 | 357 |
| Joseph S. Galli Director | Jun 12, 2026 | Sale | −291 | $19.96 | $5.81K | 0 |
| Joseph S. Galli Director | Jun 12, 2026 | Sale | −64 | $19.88 | $1.27K | 291 |
| Joseph S. Galli Director | Jun 12, 2026 | Sale | −2 | $19.86 | $40 | 355 |
| Joseph S. Galli Director | Jun 12, 2026 | Sale | −100 | $19.82 | $1.98K | 387 |
| Joseph S. Galli Director | Jun 11, 2026 | Sale | −8,122 | $19.84 | $161.14K | 3,080 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −242 | $19.80 | $4.79K | 14,160 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −1,176 | $19.75 | $23.23K | 15,026 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −284 | $19.76 | $5.61K | 14,742 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −39 | $19.98 | $779 | 11,220 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −1,349 | $19.95 | $26.91K | 11,259 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −44 | $19.90 | $876 | 12,608 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −1,068 | $19.87 | $21.22K | 12,652 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −36 | $19.86 | $715 | 13,720 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −404 | $19.85 | $8.02K | 13,756 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −18 | $19.99 | $360 | 11,202 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −316 | $19.77 | $6.25K | 14,402 |
| Joseph S. Galli Director | Jun 10, 2026 | Sale | −24 | $19.77 | $474 | 14,718 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −79 | $19.72 | $1.56K | 19,349 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −10 | $19.72 | $197 | 19,428 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −43 | $19.71 | $848 | 19,438 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −1,834 | $19.70 | $36.13K | 19,481 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −7 | $19.98 | $140 | 16,202 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −2,194 | $19.80 | $43.44K | 16,209 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −266 | $19.77 | $5.26K | 18,503 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −2 | $19.76 | $40 | 18,769 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −10 | $19.75 | $198 | 18,771 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −438 | $19.73 | $8.64K | 18,911 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −130 | $19.74 | $2.57K | 18,781 |
| Joseph S. Galli Director | Jun 9, 2026 | Sale | −100 | $19.77 | $1.98K | 18,403 |
| Joseph S. Galli Director | Jun 8, 2026 | Sale | −179 | $19.90 | $3.56K | 21,321 |
| Joseph S. Galli Director | Jun 8, 2026 | Sale | −1 | $19.93 | $20 | 21,320 |
| Joseph S. Galli Director | Jun 8, 2026 | Sale | −4 | $19.99 | $80 | 21,316 |
| Joseph S. Galli Director | Jun 8, 2026 | Sale | −1 | $20.03 | $20 | 21,315 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −100 | $19.81 | $1.98K | 24,460 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −420 | $19.82 | $8.32K | 24,040 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −400 | $19.83 | $7.93K | 23,640 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −16 | $19.83 | $317 | 23,624 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −200 | $19.85 | $3.97K | 23,424 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −100 | $19.86 | $1.99K | 23,324 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −100 | $19.88 | $1.99K | 23,124 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −7 | $20.01 | $140 | 23,117 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −1,287 | $20.01 | $25.75K | 21,830 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −111 | $20.03 | $2.22K | 21,719 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −219 | $20.04 | $4.39K | 21,500 |
| Joseph S. Galli Director | Jun 5, 2026 | Sale | −100 | $19.87 | $1.99K | 23,224 |
| Joseph S. Galli Director | Jun 2, 2026 | Sale | −114 | $19.80 | $2.26K | 24,560 |
| Joseph S. Galli Director | May 28, 2026 | Sale | −3,404 | $19.94 | $67.88K | 24,674 |
| Joseph S. Galli Director | May 27, 2026 | Sale | −1,921 | $19.90 | $38.23K | 28,184 |
| Joseph S. Galli Director | May 27, 2026 | Sale | −100 | $19.94 | $1.99K | 28,078 |
| Joseph S. Galli Director | May 27, 2026 | Sale | −6 | $19.91 | $119 | 28,178 |
| Joseph S. Galli Director | May 26, 2026 | Sale | −1,067 | $19.90 | $21.23K | 30,105 |
| Joseph S. Galli Director | May 11, 2026 | Sale | −169 | $20.00 | $3.38K | 31,172 |
| Joseph S. Galli Director | May 8, 2026 | Sale | −4,999 | $20.00 | $99.98K | 31,342 |
| Joseph S. Galli Director | May 8, 2026 | Sale | −1 | $20.03 | $20 | 31,341 |
| Joseph S. Galli Director | May 8, 2026 | Sale | −1 | $20.09 | $20 | 36,341 |
| Joseph S. Galli Director | May 8, 2026 | Sale | −11 | $20.08 | $221 | 36,342 |
| Joseph S. Galli Director | May 8, 2026 | Sale | −104 | $20.07 | $2.09K | 36,353 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Joseph S. Galli Director | Jun 1, 2026 | 21,500 | $423.77K | May 22, 2026 | Private Placement |
| Joseph S. Galli Director | May 26, 2026 | 9,672 | $189.76K | May 26, 2026 | Open Market Purchase |
| Joseph S. Galli Director | Feb 25, 2026 | 48,841 | $931.89K | Feb 25, 2026 | Private Placement |
| Joseph S. Galli Director | Jun 4, 2025 | 20,250 | $310.23K | Jun 4, 2025 | Private Placement |
| Joseph S. Galli Director | May 5, 2025 | 1,430 | $22.09K | May 5, 2025 | Stock Award |
| Joseph S. Galli spouse of affiliate | May 2, 2025 | 5,013 | $47.43K | May 2, 2025 | Open Market Purchase |
| Joseph S. Galli Member of immediate family of any of the foregoing | May 2, 2025 | 1,300 | $19.89K | May 2, 2025 | Private Placement |
| Joseph S. Galli Member of immediate family of any of the foregoing | May 2, 2025 | 1,500 | $23.18K | May 2, 2025 | Private Placement |
| Joseph S. Galli Director | May 2, 2025 | 14,715 | $226.17K | May 2, 2025 | Open Market Purchase |