ACIWNasdaqServices-Prepackaged SoftwareFiscal year ends December 31
ACI WORLDWIDE, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$52.22−0.58 (-1.10%)
Close on Oct 19, 2026
- Market cap
- $5.31B
- P/E (TTM)
- 24.0
- Dividend yield
- –
ACI WORLDWIDE, INC. revenue by segment
By business segment
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Payment Software | $942.05M | $867.77M | $766.67M | – | – | – | – | – | – | – | 53.5% | +8.6% |
| Biller | $817.73M | $726.52M | $685.91M | $629.41M | $592.49M | $586.48M | $510.88M | – | – | – | 46.5% | +12.6% |
| ACI On Premise | – | – | – | – | – | $525.14M | $579.33M | $576.76M | $598.59M | $591.25M | – | – |
| ACI On Demand | – | – | – | – | – | $769.18M | $678.96M | $433.03M | $425.60M | $399.03M | – | – |
| Asia/Pacific Segment [Member] | – | – | – | – | – | – | – | – | – | $100.39M | – | – |
| EMEA Segment [Member] | – | – | – | – | – | – | – | – | – | $261.16M | – | – |
| Corporate and Other [Member] | – | – | – | – | – | – | – | – | – | $15.42M | – | – |
| Merchants | – | $165.91M | $150.62M | $153.91M | $152.99M | $149.34M | $156.45M | – | – | – | – | – |
| Banks | – | $701.86M | $616.05M | $638.59M | $625.13M | $558.50M | $590.96M | – | – | – | – | – |
| Operating income | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ACI On Premise | – | – | – | – | – | – | – | – | $331.77M | $290.71M | – |
| ACI On Demand | – | – | – | – | – | – | – | – | -$38.23M | -$38.89M | – |
By product or service
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Software as a service and platform as a service | $1.01B | $897.98M | $849.15M | $802.88M | $774.34M | $769.18M | $677.67M | $433.03M | $425.57M | $411.29M | 57.3% | +12.3% |
| Bill Payments | $817.73M | $726.52M | $685.91M | $629.41M | $592.49M | $586.48M | $510.88M | – | $271.42M | $255.54M | 46.5% | +12.6% |
| Issuing and acquiring | $579.83M | $522.71M | $420.80M | $450.88M | $443.10M | $369.43M | $371.03M | $385.33M | – | – | 32.9% | +10.9% |
| License | $461.51M | $412.31M | $321.22M | $348.13M | $319.87M | $246.90M | $288.26M | $280.56M | $293.12M | $273.47M | 26.2% | +11.9% |
| Maintenance | $201.28M | $190.76M | $205.07M | $200.05M | $210.50M | $211.70M | $213.41M | $219.15M | $222.07M | $233.48M | 11.4% | +5.5% |
| Merchant payments | $170.67M | $165.91M | $150.62M | $153.91M | $152.99M | $149.34M | $156.45M | $95.40M | $83.17M | $64.63M | 9.7% | +2.9% |
| Real-time payments | $138.28M | $126.74M | $128.96M | $104.78M | $77.92M | $80.65M | $100.60M | $94.26M | $72.87M | $70.99M | 7.9% | +9.1% |
| Services | $88.55M | $93.24M | $77.14M | $70.84M | $65.89M | $66.55M | $78.96M | $77.05M | $83.42M | $87.47M | 5.0% | -5.0% |
| Payments Intelligence | $53.27M | $52.41M | $63.50M | – | – | $62.07M | $69.81M | $83.68M | $74.11M | $67.65M | 3.0% | +1.6% |
| Wholesale banking payments | – | – | – | – | – | – | – | – | – | $37.04M | – | – |
| Biller | – | – | – | – | – | – | – | $275.53M | $271.42M | $255.54M | – | – |
| Tools and infrastructure | – | – | – | – | – | – | – | – | – | $63.92M | – | – |
| Card and merchant management | – | – | – | – | – | – | – | – | – | $77.76M | – | – |
| Payment fraud management | – | – | – | – | – | – | – | – | – | $30.13M | – | – |
| Retail payments processing | – | – | – | – | – | – | – | – | – | $415.73M | – | – |
| Online banking and community financial services | – | – | – | – | – | – | – | – | – | $125.58M | – | – |
| Retail Payments | – | – | – | – | – | – | $396.97M | $385.33M | $428.58M | $422.26M | – | – |
| Digital Channels | – | – | – | – | – | $75.71M | $77.71M | $75.57M | $94.04M | $124.63M | – | – |
| Payments Risk Management [Member] | – | – | – | – | – | – | – | – | $80.33M | $67.65M | – | – |
| Bill payments | – | – | – | – | – | $586.05M | $510.30M | $275.53M | $271.42M | – | – | – |
| Services | – | – | – | – | – | – | – | $77.05M | – | – | – | – |
| Fraud Management | – | $52.41M | $63.50M | $47.42M | $43.70M | $32.94M | $42.01M | – | – | – | – | – |
| Digital Business Banking | – | – | $2.79M | $35.50M | $60.40M | $75.48M | $77.32M | – | – | – | – | – |
By region
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| United States | $1.01B | $931.05M | $887.17M | $851.71M | $869.08M | $830.51M | $781.82M | $500.48M | $541.24M | $527.43M | 57.6% | +8.9% |
| Other | $745.61M | $663.24M | $565.41M | $570.19M | $501.52M | $463.81M | $476.47M | $71.55M | $82.23M | $116.72M | 42.4% | +12.4% |
| Asia Pacific | – | – | – | – | – | $97.49M | $97.44M | $92.71M | $82.47M | $100.39M | – | – |
| EMEA | – | – | – | – | – | $293.23M | $301.66M | $345.05M | $318.26M | $261.16M | – | – |
| Americas - Other | – | – | – | – | – | $73.09M | $77.37M | $71.55M | $82.23M | – | – | – |
From the segment and revenue-disaggregation notes of Aci Worldwide's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.