ACICNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31

AMERICAN COASTAL INSURANCE Corp

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$11.16+0.06 (+0.54%)

Close on Oct 19, 2026

Market cap: $550.22M
P/E (TTM): 5.6
Dividend yield: 6.72%

AMERICAN COASTAL INSURANCE Corp balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31	FY 2008 2008-12-31
Cash & Equivalents	199	222	172	284	245	301	287	184	276	151	85	61	35	71	42	72	27	29
Cash & Short-Term Investments	199	222	172	284	245	301	287	184	276	151	85	61	35	71	42	72	27	29
Property, Plant & Equipment	0.72	5.74	3.66	5.29	32	34	33	17	17	18	17	8.02	2.41	0.55	–	–	–	–
Gross Property, Plant & Equipment	9.12	14	8.98	11	58	60	52	30	30	25	22	11	4.70	–	–	–	–	–
Accumulated Depreciation	-8.40	-8.63	-5.33	-6.12	-26	-25	-19	-13	-13	-7.11	-4.82	-3.02	-2.29	–	–	–	–	–
Construction in Progress	–	–	–	0	0	0	2.18	0	–	–	–	–	–	–	–	–	–	–
Operating Lease Right-of-Use Assets	2.96	3.21	0.56	1.28	1.69	2.17	0.34	–	–	–	–	–	–	–	–	–	–	–
Goodwill	59	59	59	70	73	73	73	73	73	14	3.41	0	–	–	–	–	–	–
Intangible Assets	3.47	5.91	8.55	13	18	22	26	31	45	12	5.20	–	–	–	–	–	–	–
Total Assets	1,073	1,216	1,062	2,837	2,699	2,849	2,467	2,321	2,060	1,000	740	584	441	314	240	214	–	–
Long-Term Debt	149	149	149	148	157	158	159	160	161	54	12	14	15	16	17	–	–	–
Operating Lease Liabilities	3.14	3.32	0.74	1.69	1.93	2.31	0.32	0	–	–	–	–	–	–	–	–	–	–
Deferred Tax Liabilities	–	–	–	0.18	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Total Liabilities	755	980	894	3,020	2,367	2,431	1,943	1,781	1,523	758	501	380	334	226	185	168	–	–
Total Debt	149	149	149	148	157	158	159	160	161	54	12	14	15	16	17	–	–	–
Preferred Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	–	–
Common Stock	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	–	–
Additional Paid-In Capital	440	437	424	396	394	393	392	389	387	99	97	82	28	24	0.08	0.08	–	–
Retained Earnings	-115	-185	-237	-546	-75	-6.64	100	141	141	142	141	118	80	62	53	45	–	–
Treasury Stock	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43	0	–	–
Comprehensive Income & Other	-7.24	-16	-17	-31	-6.53	9.69	11	-9.03	9.22	0.82	1.62	4.01	0.09	2.61	2.34	-0.22	1.11	–
Shareholders' Equity	318	236	169	-182	312	396	503	520	537	241	239	204	108	88	55	45	–	–
Noncontrolling Interest	–	–	–	0	20	22	21	20	0	–	–	–	–	–	–	–	–	–
Total Equity	318	236	169	-182	332	418	524	540	537	241	239	204	108	88	55	45	48	43
Total Liabilities & Equity	1,073	1,216	1,062	2,837	2,699	2,849	2,467	2,321	2,060	1,000	740	584	441	314	240	214	–	–
Shares Outstanding(shares)	49	48	47	43	43	43	43	43	43	22	22	21	16	15	10	11	–	–
Loans, Net	–	–	–	–	–	–	–	0	20	0	–	–	–	–	–	–	–	–
Allowance for Credit Losses	–	0	0	0	0	0.02	0.14	–	–	–	–	–	–	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: 40.2%
Net margin: 30.3%
Return on equity, FY2025: 38.6%

Financial strength

Current ratio: –
Debt to equity: 0.44
Debt to assets: 12.0%
Cash to current liabilities: –

Valuation

P/E ratio: 5.6
Price to sales: 1.66
Price to book: 1.61
Dividend yield: 6.72%