Waterdrop vs Yuanbao
WDH and YB side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How WDH and YB compare
Waterdrop grew revenue faster over the last twelve months (43.5% versus 33.1% for Yuanbao).
Yuanbao keeps more of each dollar of sales as profit, with a net margin of 29.9% compared with 14.3% at Waterdrop.
Waterdrop scores higher on the StockData Score (9 against 6 for Yuanbao), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | WDH | YB |
|---|---|---|
| Size and price | ||
| Share price | $1.01 | $11.74 |
| Change, 1 year | −38.0% | −46.3% |
| Change, 5 years | −42.3% | – |
| Beta (5Y) | 0.60 | 0.94 |
| Employees | 3,018 | 613 |
| StockData Score | ||
| Total score | 9 (better) | 6 |
| Valuation score | 0 | 0 |
| Growth score | 2 | 2 |
| Performance score | 4 (better) | 3 |
| Health score | 3 (better) | 1 |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | 43.5% (better) | 33.1% |
| Revenue growth, 5Y average | 5.6% | – |
| Net income growth (TTM) | 54.8% (better) | 51.0% |
| EPS growth (TTM) | 50.0% (better) | 43.3% |
| Profitability | ||
| Gross margin | – | 96.2% |
| Operating margin | 9.3% | – |
| Net margin | 14.3% | 29.9% (better) |
| FCF margin | 5.4% | 33.8% (better) |
| Return on equity | 11.4% | 153% (better) |
| Return on invested capital | 11.3% | – |
| Financial health | ||
| Debt / equity | 0.01 | – |
| Net debt / EBITDA | −2.61 | – |
| Current ratio | 2.10 | 3.91 (better) |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Payout ratio | 22.9% | – |
| Ownership | ||
| Held by institutions | 0.69% | 1.7% |
| Held by insiders | 22.5% | 70.8% |
Go deeper
- WDH stock overview
- WDH income statement
- WDH valuation and score
- YB stock overview
- YB income statement
- YB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.