Southern Missouri Bancorp vs Third Coast Bancshares
SMBC and TCBX side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SMBC and TCBX compare
Southern Missouri Bancorp is the larger company, worth 1.2 times as much as Third Coast Bancshares ($779M against $664M).
On earnings, Third Coast Bancshares is cheaper: it trades at 10.1× trailing earnings, against 11.0× for Southern Missouri Bancorp.
Third Coast Bancshares grew revenue faster over the last twelve months (26.4% versus 9.9% for Southern Missouri Bancorp).
Southern Missouri Bancorp keeps more of each dollar of sales as profit, with a net margin of 35.8% compared with 31.4% at Third Coast Bancshares.
Southern Missouri Bancorp pays a dividend yielding 1.4%; Third Coast Bancshares does not pay one.
Southern Missouri Bancorp scores higher on the StockData Score (18 against 16 for Third Coast Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SMBC | TCBX |
|---|---|---|
| Size and price | ||
| Market cap | $779M | $664M |
| Share price | $70.70 | $39.89 |
| Change, 1 year | 33.7% | 8.8% |
| Change, 5 years | 18.8% | – |
| Beta (5Y) | 0.68 | 0.57 |
| Employees | 711 | 412 |
| StockData Score | ||
| Total score | 18 (better) | 16 |
| Valuation score | 2 | 5 (better) |
| Growth score | 2 | 3 (better) |
| Performance score | 5 | 5 |
| Health score | 5 (better) | 3 |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 11.0× | 10.1× (better) |
| P/S | 3.9× | 2.8× (better) |
| P/B | 1.3× | 1.0× (better) |
| P/FCF | 10.2× | – |
| PEG | 0.59 | 0.23 (better) |
| FCF yield | 9.8% | – |
| Fair value | $70.95 | $45.50 |
| Margin of safety | 0.35% | 12.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.9% | 26.4% (better) |
| Revenue growth, 5Y average | 12.2% | 24.2% (better) |
| Net income growth (TTM) | 22.6% | 30.7% (better) |
| EPS growth (TTM) | 24.1% (better) | 23.1% |
| EPS growth, 5Y average | 4.3% | 14.7% (better) |
| Profitability | ||
| Net margin | 35.8% (better) | 31.4% |
| FCF margin | 38.2% | – |
| Return on equity | 12.7% | 12.7% (better) |
| Financial health | ||
| Altman Z-score | 0.14 | 0.15 (better) |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.4% | – |
| Payout ratio | 15.5% | – |
| Years of dividend growth | 2 | – |
| Dividend growth, 5Y average | 10.0% | – |
| Shareholder yield | 1.4% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 59.0% | 60.3% |
| Held by insiders | 14.4% | 15.5% |
| Insider net buying, 12 months | −$1.8M | −$115K (better) |
| Short interest, % of float | 4.7% | 3.8% |
Go deeper
- SMBC stock overview
- SMBC income statement
- SMBC valuation and score
- TCBX stock overview
- TCBX income statement
- TCBX valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.