Southside Bancshares vs South Plains Financial
SBSI and SPFI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SBSI and SPFI compare
Southside Bancshares is the larger company, worth 1.2 times as much as South Plains Financial ($1.0B against $829M).
On earnings, Southside Bancshares is cheaper: it trades at 10.2× trailing earnings, against 12.0× for South Plains Financial.
Southside Bancshares grew revenue faster over the last twelve months (15.9% versus 11.3% for South Plains Financial).
Southside Bancshares keeps more of each dollar of sales as profit, with a net margin of 35.6% compared with 28.7% at South Plains Financial.
Both pay dividends: Southside Bancshares yields 4.3% and South Plains Financial 1.2%.
Southside Bancshares scores higher on the StockData Score (18 against 11 for South Plains Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SBSI | SPFI |
|---|---|---|
| Size and price | ||
| Market cap | $1.0B | $829M |
| Share price | $33.66 | $44.01 |
| Change, 1 year | 20.5% | 22.5% |
| Change, 5 years | −23.1% | 67.3% |
| Beta (5Y) | 0.52 | 0.54 |
| Employees | 781 | 603 |
| StockData Score | ||
| Total score | 18 (better) | 11 |
| Valuation score | 5 (better) | 1 |
| Growth score | 2 (better) | 1 |
| Performance score | 3 | 4 (better) |
| Health score | 3 (better) | 2 |
| Dividend score | 5 (better) | 3 |
| Valuation | ||
| P/E | 10.2× (better) | 12.0× |
| P/S | 3.6× (better) | 3.7× |
| P/B | 1.2× (better) | 1.3× |
| P/FCF | 6.5× (better) | 11.0× |
| PEG | – | 5.65 |
| FCF yield | 15.4% (better) | 9.1% |
| Fair value | $36.95 | $40.83 |
| Margin of safety | 8.9% (better) | −7.8% |
| Growth | ||
| Revenue growth (TTM) | 15.9% (better) | 11.3% |
| Revenue growth, 5Y average | 0.00% (better) | −1.1% |
| Net income growth (TTM) | 41.5% (better) | 19.2% |
| EPS growth (TTM) | 43.9% (better) | 14.7% |
| EPS growth, 5Y average | −1.5% | 6.8% (better) |
| Profitability | ||
| Net margin | 35.6% (better) | 28.7% |
| FCF margin | 55.5% (better) | 33.3% |
| Return on equity | 11.8% | 12.0% (better) |
| Financial health | ||
| Altman Z-score | 0.17 | 0.27 (better) |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 4.3% (better) | 1.2% |
| Payout ratio | 43.6% | 17.2% |
| Years of dividend growth | 0 | 6 (better) |
| Dividend growth, 5Y average | 2.1% | 34.7% (better) |
| Buyback yield | – | 1.5% |
| Shareholder yield | 4.3% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 57.2% | 46.5% |
| Held by insiders | 5.3% | 21.7% |
| Insider net buying, 12 months | $35.9K (better) | −$12.8M |
| Short interest, % of float | 3.5% | 4.5% |
Go deeper
- SBSI stock overview
- SBSI income statement
- SBSI valuation and score
- SPFI stock overview
- SPFI income statement
- SPFI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.