Renasant vs ServisFirst Bancshares
RNST and SFBS side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How RNST and SFBS compare
Renasant is the larger company, worth 1.6 times as much as ServisFirst Bancshares ($3.7B against $2.2B).
On earnings, Renasant is cheaper: it trades at 11.3× trailing earnings, against 13.0× for ServisFirst Bancshares.
Renasant grew revenue faster over the last twelve months (25.7% versus 24.5% for ServisFirst Bancshares).
ServisFirst Bancshares keeps more of each dollar of sales as profit, with a net margin of 51.7% compared with 30.3% at Renasant.
Both pay dividends: Renasant yields 2.3% and ServisFirst Bancshares 1.9%.
Renasant scores higher on the StockData Score (21 against 18 for ServisFirst Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | RNST | SFBS |
|---|---|---|
| Size and price | ||
| Market cap | $3.7B | $2.2B |
| Share price | $40.23 | $40.84 |
| Change, 1 year | 15.0% | 14.6% |
| Change, 5 years | 5.8% | −0.69% |
| Beta (5Y) | 0.80 | 0.81 |
| Employees | 3,000 | 666 |
| StockData Score | ||
| Total score | 21 (better) | 18 |
| Valuation score | 5 | 5 |
| Growth score | 3 (better) | 2 |
| Performance score | 3 | 6 (better) |
| Health score | 6 (better) | 3 |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 11.3× (better) | 13.0× |
| P/S | 3.3× (better) | 3.4× |
| P/B | 1.0× (better) | 1.1× |
| P/FCF | 8.4× | – |
| PEG | – | 4.13 |
| FCF yield | 11.9% | – |
| Fair value | $44.01 | $58.14 |
| Margin of safety | 8.6% | 29.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 25.7% (better) | 24.5% |
| Revenue growth, 5Y average | 8.3% | 8.8% (better) |
| Net income growth (TTM) | 127% (better) | 34.1% |
| EPS growth (TTM) | 79.4% (better) | 34.0% |
| EPS growth, 5Y average | 6.9% | 10.1% (better) |
| Profitability | ||
| Net margin | 30.3% | 51.7% (better) |
| FCF margin | 39.6% | – |
| Return on equity | 8.7% | 17.9% (better) |
| Financial health | ||
| Debt / equity | 0.21 | – |
| Altman Z-score | 0.20 | 0.26 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.3% (better) | 1.9% |
| Payout ratio | 26.4% | – |
| Years of dividend growth | 1 | 9 (better) |
| Dividend growth, 5Y average | 0.23% | 13.8% (better) |
| Buyback yield | 5.2% | – |
| Shareholder yield | 7.6% (better) | 1.9% |
| Ownership | ||
| Held by institutions | 90.4% | 148% |
| Held by insiders | 2.1% | 6.4% |
| Insider net buying, 12 months | −$3.6M (better) | −$4.2M |
| Short interest, % of float | 5.6% | 6.7% |
Go deeper
- RNST stock overview
- RNST income statement
- RNST valuation and score
- SFBS stock overview
- SFBS income statement
- SFBS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.