Roadzen vs TWFG
RDZN and TWFG side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How RDZN and TWFG compare
TWFG is the larger company, worth 17 times as much as Roadzen ($1.4B against $82.8M).
TWFG grew revenue faster over the last twelve months (35.0% versus 30.5% for Roadzen).
TWFG scores higher on the StockData Score (7 against 2 for Roadzen), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | RDZN | TWFG |
|---|---|---|
| Size and price | ||
| Market cap | $82.8M | $1.4B |
| Share price | $0.972 | $25.79 |
| Change, 1 year | −31.0% | −2.9% |
| Beta (5Y) | 0.78 | 0.24 |
| Employees | 458 | 400 |
| StockData Score | ||
| Total score | 2 | 7 (better) |
| Valuation score | 1 (better) | 0 |
| Growth score | 1 | 3 (better) |
| Performance score | 0 | 0 |
| Health score | 0 | 4 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 44.5× |
| P/S | 1.4× (better) | 4.5× |
| P/B | – | 29.4× |
| EV/EBITDA | – | 19.2× |
| P/FCF | – | 25.2× |
| FCF yield | – | 4.0% |
| Fair value | – | $11.01 |
| Margin of safety | – | −134% |
| Growth | ||
| Revenue growth (TTM) | 30.5% | 35.0% (better) |
| EPS growth (TTM) | – | 34.9% |
| Profitability | ||
| Gross margin | 60.7% | – |
| Operating margin | −21.6% | 17.3% (better) |
| Net margin | −46.9% | – |
| FCF margin | – | 17.8% |
| Financial health | ||
| Debt / equity | – | 0.05 |
| Net debt / EBITDA | – | −0.94 |
| Interest coverage | – | 207× |
| Current ratio | 0.45 | 2.81 (better) |
| Altman Z-score | −7.33 | 14.33 (better) |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Buyback yield | −15.2% | – |
| Shareholder yield | −15.2% | 0.00% (better) |
| Ownership | ||
| Held by institutions | – | 16.9% |
| Held by insiders | 23.8% | 69.9% |
| Insider net buying, 12 months | $43.2K | $3.4M (better) |
| Superinvestors holding | – | 1 |
| Short interest, % of float | – | 6.3% |
Go deeper
- RDZN stock overview
- RDZN income statement
- RDZN valuation and score
- TWFG stock overview
- TWFG income statement
- TWFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.