Republic Bancorp vs Triumph Financial
RBCAA and TFIN side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How RBCAA and TFIN compare
Republic Bancorp is the larger company, worth 1.3 times as much as Triumph Financial ($1.8B against $1.4B).
On earnings, Republic Bancorp is cheaper: it trades at 14.0× trailing earnings, against 30.5× for Triumph Financial.
Triumph Financial grew revenue faster over the last twelve months (11.7% versus 1.7% for Republic Bancorp).
Republic Bancorp keeps more of each dollar of sales as profit, with a net margin of 30.8% compared with 10.7% at Triumph Financial.
Republic Bancorp pays a dividend yielding 2.1%; Triumph Financial does not pay one.
Republic Bancorp scores higher on the StockData Score (9 against 7 for Triumph Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | RBCAA | TFIN |
|---|---|---|
| Size and price | ||
| Market cap | $1.8B | $1.4B |
| Share price | $91.25 | $59.86 |
| Change, 1 year | 36.9% | 10.3% |
| Change, 5 years | 67.0% | −54.1% |
| Beta (5Y) | 0.63 | 1.36 |
| Employees | 973 | 1,107 |
| StockData Score | ||
| Total score | 9 (better) | 7 |
| Valuation score | 0 | 2 (better) |
| Growth score | 0 | 2 (better) |
| Performance score | 4 (better) | 0 |
| Health score | 2 | 3 (better) |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/E | 14.0× (better) | 30.5× |
| P/S | 4.3× | 3.0× (better) |
| P/B | 1.5× | 1.5× (better) |
| P/FCF | 12.6× | – |
| FCF yield | 8.0% | – |
| Fair value | $74.99 | $59.86 |
| Margin of safety | −21.7% | −0.00% (better) |
| Growth | ||
| Revenue growth (TTM) | 1.7% | 11.7% (better) |
| Revenue growth, 5Y average | 5.5% (better) | 4.9% |
| Net income growth (TTM) | 1.4% | 405% (better) |
| EPS growth (TTM) | 1.1% | 576% (better) |
| EPS growth, 5Y average | – | −18.1% |
| Profitability | ||
| Net margin | 30.8% (better) | 10.7% |
| FCF margin | 33.9% | – |
| Return on equity | 11.5% (better) | 5.3% |
| Financial health | ||
| Altman Z-score | 0.44 (better) | 0.30 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.1% | – |
| Payout ratio | 28.2% | 6.4% |
| Buyback yield | – | 0.16% |
| Shareholder yield | 2.1% (better) | 0.16% |
| Ownership | ||
| Held by institutions | 28.9% | 97.1% |
| Held by insiders | 6.4% | 5.7% |
| Insider net buying, 12 months | −$430K (better) | −$1.7M |
| Short interest, % of float | 2.7% | – |
Go deeper
- RBCAA stock overview
- RBCAA income statement
- RBCAA valuation and score
- TFIN stock overview
- TFIN income statement
- TFIN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.