Prudential vs Unum
PUK and UNM side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PUK and UNM compare
Prudential grew revenue faster over the last twelve months (7.0% versus 3.4% for Unum).
Prudential keeps more of each dollar of sales as profit, with a net margin of 34.6% compared with 5.3% at Unum.
Unum pays a dividend yielding 1.6%; Prudential does not pay one.
Unum scores higher on the StockData Score (11 against 6 for Prudential), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PUK | UNM |
|---|---|---|
| Size and price | ||
| Market cap | – | $14.4B |
| Share price | $24.39 | $91.14 |
| Change, 1 year | −13.6% | 21.7% |
| Change, 5 years | −38.9% | 246% |
| Beta (5Y) | 0.88 | 0.58 |
| Employees | 13K | 11K |
| StockData Score | ||
| Total score | 6 | 11 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 1 | 1 |
| Performance score | 5 (better) | 2 |
| Health score | 0 | 2 (better) |
| Dividend score | 0 | 4 (better) |
| Valuation | ||
| P/E | – | 21.2× |
| P/S | – | 1.1× |
| P/B | – | 1.3× |
| EV/EBITDA | – | 17.1× |
| P/FCF | – | 20.8× |
| FCF yield | – | 4.8% |
| Fair value | – | $84.69 |
| Margin of safety | – | −7.6% |
| Growth | ||
| Revenue growth (TTM) | 7.0% (better) | 3.4% |
| Revenue growth, 5Y average | −12.6% | −0.13% (better) |
| Net income growth (TTM) | 74.1% (better) | −53.7% |
| EPS growth (TTM) | 82.7% (better) | −48.7% |
| EPS growth, 5Y average | 13.5% (better) | 1.9% |
| Profitability | ||
| Operating margin | 28.8% | – |
| Net margin | 34.6% (better) | 5.3% |
| FCF margin | – | 5.2% |
| Return on equity | 21.2% (better) | 6.4% |
| Return on invested capital | 22.0% | – |
| Financial health | ||
| Debt / equity | – | 0.35 |
| Net debt / EBITDA | – | 3.39 |
| Altman Z-score | – | 0.68 |
| Piotroski F-score | – | 4 |
| Dividends and buybacks | ||
| Dividend yield | – | 1.6% |
| Payout ratio | 17.9% | 43.8% |
| Years of dividend growth | 4 | 8 (better) |
| Dividend growth, 5Y average | −5.2% | 9.1% (better) |
| Buyback yield | – | 7.7% |
| Shareholder yield | – | 9.3% |
| Ownership | ||
| Held by institutions | 1.4% | 89.7% |
| Held by insiders | 0.00% | 1.3% |
| Insider net buying, 12 months | – | −$4.5M |
| Superinvestors holding | 1 | 1 |
Go deeper
- PUK stock overview
- PUK income statement
- PUK valuation and score
- UNM stock overview
- UNM income statement
- UNM valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.