Prudential Financial vs Reinsurance Group of America
PRU and RGA side by side, both in life insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PRU and RGA compare
Prudential Financial is the larger company, worth 2.3 times as much as Reinsurance Group of America ($40.2B against $17.3B).
On earnings, Prudential Financial is cheaper: it trades at 10.5× trailing earnings, against 11.6× for Reinsurance Group of America.
Reinsurance Group of America grew revenue faster over the last twelve months (19.4% versus 9.4% for Prudential Financial).
Prudential Financial keeps more of each dollar of sales as profit, with a net margin of 6.0% compared with 5.8% at Reinsurance Group of America.
Both pay dividends: Prudential Financial yields 4.8% and Reinsurance Group of America 1.4%.
Prudential Financial scores higher on the StockData Score (13 against 10 for Reinsurance Group of America), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PRU | RGA |
|---|---|---|
| Size and price | ||
| Market cap | $40.2B | $17.3B |
| Share price | $116.45 | $264.73 |
| Change, 1 year | 15.1% | 39.6% |
| Change, 5 years | 5.0% | 139% |
| Beta (5Y) | 0.96 | 0.59 |
| Employees | 52K | 4,300 |
| StockData Score | ||
| Total score | 13 (better) | 10 |
| Valuation score | 4 (better) | 1 |
| Growth score | 1 | 4 (better) |
| Performance score | 2 | 3 (better) |
| Health score | 1 (better) | 0 |
| Dividend score | 5 (better) | 2 |
| Valuation | ||
| P/E | 10.5× (better) | 11.6× |
| P/S | 0.6× (better) | 0.7× |
| P/B | 1.3× | 1.3× (better) |
| EV/EBITDA | 9.7× | – |
| PEG | – | 0.36 |
| Fair value | $121.85 | $262.09 |
| Margin of safety | 4.4% (better) | −1.0% |
| Growth | ||
| Revenue growth (TTM) | 9.4% | 19.4% (better) |
| Revenue growth, 5Y average | 1.3% | 10.2% (better) |
| Net income growth (TTM) | 140% (better) | 95.8% |
| EPS growth (TTM) | 144% (better) | 97.7% |
| EPS growth, 5Y average | – | 22.9% |
| Profitability | ||
| Net margin | 6.0% (better) | 5.8% |
| Return on equity | 12.6% (better) | 11.7% |
| Financial health | ||
| Debt / equity | 0.65 | – |
| Net debt / EBITDA | 1.15 | – |
| Altman Z-score | 0.18 | 0.31 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 4.8% (better) | 1.4% |
| Payout ratio | 49.7% | 16.2% |
| Years of dividend growth | 12 (better) | 4 |
| Dividend growth, 5Y average | 4.2% | 4.9% (better) |
| Buyback yield | 2.5% (better) | 1.6% |
| Shareholder yield | 7.3% (better) | 3.1% |
| Ownership | ||
| Held by institutions | 63.4% | 99.4% |
| Held by insiders | 0.25% | 0.30% |
| Insider net buying, 12 months | −$9.0M | −$3.7M (better) |
| Superinvestors holding | – | 1 |
Go deeper
- PRU stock overview
- PRU income statement
- PRU valuation and score
- RGA stock overview
- RGA income statement
- RGA valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.