Phreesia vs Sezzle
PHR and SEZL side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PHR and SEZL compare
Sezzle is the larger company, worth 6.6 times as much as Phreesia ($5.2B against $788M).
On earnings, Sezzle is cheaper: it trades at 29.8× trailing earnings, against 74.6× for Phreesia.
Sezzle grew revenue faster over the last twelve months (38.9% versus 12.9% for Phreesia).
Sezzle keeps more of each dollar of sales as profit, with a net margin of 31.4% compared with 2.1% at Phreesia.
Sezzle scores higher on the StockData Score (10 against 8 for Phreesia), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PHR | SEZL |
|---|---|---|
| Size and price | ||
| Market cap | $788M | $5.2B |
| Share price | $12.69 | $154.60 |
| Change, 1 year | −45.2% | 170% |
| Change, 5 years | −81.3% | 28356% |
| Beta (5Y) | 1.53 | −0.82 |
| Employees | 1,789 | 201 |
| StockData Score | ||
| Total score | 8 | 10 (better) |
| Valuation score | 1 (better) | 0 |
| Growth score | 3 | 3 |
| Performance score | 1 | 4 (better) |
| Health score | 3 | 3 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 74.6× | 29.8× (better) |
| P/S | 1.6× (better) | 9.0× |
| P/B | 2.1× (better) | 18.7× |
| EV/EBITDA | 15.7× (better) | 20.9× |
| P/FCF | 9.8× (better) | 17.5× |
| FCF yield | 10.3% (better) | 5.7% |
| Fair value | $9.67 | $115.58 |
| Margin of safety | −31.3% (better) | −33.8% |
| Growth | ||
| Revenue growth (TTM) | 12.9% | 38.9% (better) |
| Revenue growth, 5Y average | 26.4% | 50.3% (better) |
| Net income growth (TTM) | – | 57.7% |
| EPS growth (TTM) | – | 60.7% |
| Profitability | ||
| Gross margin | 85.4% | – |
| Operating margin | 2.5% | 41.9% (better) |
| Net margin | 2.1% | 31.4% (better) |
| FCF margin | 15.9% | 51.2% (better) |
| Return on equity | 3.1% | 84.3% (better) |
| Return on invested capital | 4.4% | 169% (better) |
| Financial health | ||
| Debt / equity | 0.18 | – |
| Net debt / EBITDA | −0.16 | – |
| Interest coverage | 1.2× | 19.1× (better) |
| Current ratio | 1.76 | 4.21 (better) |
| Altman Z-score | 1.05 | 19.34 (better) |
| Piotroski F-score | 6 | 8 (better) |
| Dividends and buybacks | ||
| Buyback yield | – | 1.3% |
| Shareholder yield | 0.00% | 1.3% (better) |
| Ownership | ||
| Held by institutions | 94.0% | 44.1% |
| Held by insiders | 22.7% | 45.2% |
| Insider net buying, 12 months | $26.8M (better) | −$26.8M |
| Short interest, % of float | 6.3% | 23.9% |
Go deeper
- PHR stock overview
- PHR income statement
- PHR valuation and score
- SEZL stock overview
- SEZL income statement
- SEZL valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.