Payoneer Global vs Wise
PAYO and WSE side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PAYO and WSE compare
Wise grew revenue faster over the last twelve months (22.5% versus 6.3% for Payoneer Global).
Wise keeps more of each dollar of sales as profit, with a net margin of 26.3% compared with 4.6% at Payoneer Global.
Payoneer Global scores higher on the StockData Score (11 against 7 for Wise), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PAYO | WSE |
|---|---|---|
| Size and price | ||
| Market cap | $2.4B | – |
| Share price | $7.15 | $10.67 |
| Change, 1 year | 21.8% | −18.9% |
| Change, 5 years | −5.9% | −4.8% |
| Beta (5Y) | 1.17 | 1.01 |
| Employees | 2,540 | 8,000 |
| StockData Score | ||
| Total score | 11 (better) | 7 |
| Valuation score | 0 | 0 |
| Growth score | 2 (better) | 1 |
| Performance score | 4 (better) | 2 |
| Health score | 5 (better) | 4 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 47.7× | – |
| P/S | 2.2× | – |
| P/B | 3.7× | – |
| EV/EBITDA | 11.0× | – |
| P/FCF | 13.4× | – |
| FCF yield | 7.5% | – |
| Fair value | $5.78 | – |
| Margin of safety | −23.6% | – |
| Growth | ||
| Revenue growth (TTM) | 6.3% | 22.5% (better) |
| Revenue growth, 5Y average | 25.0% | – |
| Net income growth (TTM) | −49.6% | −9.4% (better) |
| EPS growth (TTM) | −40.0% | −8.0% (better) |
| Profitability | ||
| Operating margin | 10.4% | 31.2% (better) |
| Net margin | 4.6% | 26.3% (better) |
| FCF margin | 16.8% | 398% (better) |
| Return on equity | 7.1% | 27.2% (better) |
| Return on invested capital | 20.8% | – |
| Financial health | ||
| Debt / equity | 0.00 | 0.17 (better) |
| Net debt / EBITDA | – | −52.97 |
| Interest coverage | – | 30.3× |
| Current ratio | 1.00 | 1.07 (better) |
| Altman Z-score | 0.38 | – |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Buyback yield | 8.9% | – |
| Shareholder yield | 8.9% | – |
| Ownership | ||
| Held by institutions | 89.5% | 21.7% |
| Held by insiders | 21.0% | 28.8% |
| Insider net buying, 12 months | −$175K (better) | −$1.3M |
| Short interest, % of float | 5.3% | 0.53% |
Go deeper
- PAYO stock overview
- PAYO income statement
- PAYO valuation and score
- WSE stock overview
- WSE income statement
- WSE valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.