Payoneer Global vs Remitly Global
PAYO and RELY side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PAYO and RELY compare
Remitly Global is the larger company, worth 2.1 times as much as Payoneer Global ($5.1B against $2.4B).
On earnings, Remitly Global is cheaper: it trades at 17.4× trailing earnings, against 47.7× for Payoneer Global.
Remitly Global grew revenue faster over the last twelve months (23.8% versus 6.3% for Payoneer Global).
Remitly Global keeps more of each dollar of sales as profit, with a net margin of 16.9% compared with 4.6% at Payoneer Global.
Remitly Global scores higher on the StockData Score (13 against 11 for Payoneer Global), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PAYO | RELY |
|---|---|---|
| Size and price | ||
| Market cap | $2.4B | $5.1B |
| Share price | $7.15 | $24.15 |
| Change, 1 year | 21.8% | 48.3% |
| Change, 5 years | −5.9% | −29.0% |
| Beta (5Y) | 1.17 | 1.07 |
| Employees | 2,540 | 3,200 |
| StockData Score | ||
| Total score | 11 | 13 (better) |
| Valuation score | 0 | 1 (better) |
| Growth score | 2 | 3 (better) |
| Performance score | 4 | 4 |
| Health score | 5 | 5 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 47.7× | 17.4× (better) |
| P/S | 2.2× (better) | 2.8× |
| P/B | 3.7× (better) | 4.5× |
| EV/EBITDA | 11.0× (better) | 22.6× |
| P/FCF | 13.4× | 13.2× (better) |
| FCF yield | 7.5% | 7.6% (better) |
| Fair value | $5.78 | $24.10 |
| Margin of safety | −23.6% | −0.19% (better) |
| Growth | ||
| Revenue growth (TTM) | 6.3% | 23.8% (better) |
| Revenue growth, 5Y average | 25.0% | 44.8% (better) |
| Net income growth (TTM) | −49.6% | 2066% (better) |
| EPS growth (TTM) | −40.0% | 2217% (better) |
| Profitability | ||
| Operating margin | 10.4% (better) | 9.5% |
| Net margin | 4.6% | 16.9% (better) |
| FCF margin | 16.8% | 21.4% (better) |
| Return on equity | 7.1% | 32.2% (better) |
| Return on invested capital | 20.8% | 48.5% (better) |
| Financial health | ||
| Debt / equity | 0.00 | 0.00 (better) |
| Net debt / EBITDA | – | −3.42 |
| Interest coverage | – | 16.7× |
| Current ratio | 1.00 | 3.18 (better) |
| Altman Z-score | 0.38 | 8.97 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Buyback yield | 8.9% (better) | 1.7% |
| Shareholder yield | 8.9% (better) | 1.7% |
| Ownership | ||
| Held by institutions | 89.5% | 87.4% |
| Held by insiders | 21.0% | 18.7% |
| Insider net buying, 12 months | −$175K (better) | −$234M |
| Short interest, % of float | 5.3% | 11.6% |
Go deeper
- PAYO stock overview
- PAYO income statement
- PAYO valuation and score
- RELY stock overview
- RELY income statement
- RELY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.