Paymentus vs Remitly Global
PAY and RELY side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PAY and RELY compare
Remitly Global is the larger company, worth 1.2 times as much as Paymentus ($5.1B against $4.1B).
On earnings, Remitly Global is cheaper: it trades at 17.4× trailing earnings, against 49.7× for Paymentus.
Paymentus grew revenue faster over the last twelve months (30.2% versus 23.8% for Remitly Global).
Remitly Global keeps more of each dollar of sales as profit, with a net margin of 16.9% compared with 6.2% at Paymentus.
Paymentus scores higher on the StockData Score (17 against 13 for Remitly Global), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PAY | RELY |
|---|---|---|
| Size and price | ||
| Market cap | $4.1B | $5.1B |
| Share price | $32.82 | $24.15 |
| Change, 1 year | 11.6% | 48.3% |
| Change, 5 years | 19.5% | −29.0% |
| Beta (5Y) | 1.44 | 1.07 |
| Employees | 1,340 | 3,200 |
| StockData Score | ||
| Total score | 17 (better) | 13 |
| Valuation score | 2 (better) | 1 |
| Growth score | 4 (better) | 3 |
| Performance score | 5 (better) | 4 |
| Health score | 6 (better) | 5 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 49.7× | 17.4× (better) |
| P/S | 3.0× | 2.8× (better) |
| P/B | 6.7× | 4.5× (better) |
| EV/EBITDA | 30.5× | 22.6× (better) |
| P/FCF | 26.0× | 13.2× (better) |
| FCF yield | 3.9% | 7.6% (better) |
| Fair value | $29.49 | $24.10 |
| Margin of safety | −11.3% | −0.19% (better) |
| Growth | ||
| Revenue growth (TTM) | 30.2% (better) | 23.8% |
| Revenue growth, 5Y average | 31.7% | 44.8% (better) |
| Net income growth (TTM) | 51.3% | 2066% (better) |
| EPS growth (TTM) | 53.5% | 2217% (better) |
| EPS growth, 5Y average | 45.4% | – |
| Profitability | ||
| Gross margin | 24.9% | – |
| Operating margin | 7.6% | 9.5% (better) |
| Net margin | 6.2% | 16.9% (better) |
| FCF margin | 11.7% | 21.4% (better) |
| Return on equity | 15.0% | 32.2% (better) |
| Return on invested capital | 31.9% | 48.5% (better) |
| Financial health | ||
| Debt / equity | 0.00 | 0.00 (better) |
| Net debt / EBITDA | – | −3.42 |
| Interest coverage | – | 16.7× |
| Current ratio | 4.89 (better) | 3.18 |
| Altman Z-score | 25.55 (better) | 8.97 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Buyback yield | – | 1.7% |
| Shareholder yield | 0.00% | 1.7% (better) |
| Ownership | ||
| Held by institutions | 44.9% | 87.4% |
| Held by insiders | 63.1% | 18.7% |
| Insider net buying, 12 months | −$7.1M (better) | −$234M |
| Short interest, % of float | 5.9% | 11.6% |
Go deeper
- PAY stock overview
- PAY income statement
- PAY valuation and score
- RELY stock overview
- RELY income statement
- RELY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.