Oportun Financial vs Wealthfront
OPRT and WLTH side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OPRT and WLTH compare
Wealthfront is the larger company, worth 3.1 times as much as Oportun Financial ($1.7B against $539M).
Wealthfront grew revenue faster over the last twelve months (9.8% versus −0.40% for Oportun Financial).
Oportun Financial keeps more of each dollar of sales as profit, with a net margin of 3.9% compared with −19.4% at Wealthfront.
Oportun Financial scores higher on the StockData Score (8 against 5 for Wealthfront), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OPRT | WLTH |
|---|---|---|
| Size and price | ||
| Market cap | $539M | $1.7B |
| Share price | $11.73 | $10.72 |
| Change, 1 year | 142% | – |
| Change, 5 years | −50.6% | – |
| Beta (5Y) | 1.88 | 1.45 |
| Employees | 83 | 391 |
| StockData Score | ||
| Total score | 8 (better) | 5 |
| Valuation score | 1 (better) | 0 |
| Growth score | 0 | 0 |
| Performance score | 3 (better) | 2 |
| Health score | 4 (better) | 3 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 15.9× | – |
| P/S | 0.6× (better) | 4.5× |
| P/B | 1.2× (better) | 2.7× |
| EV/EBITDA | 3.7× | – |
| Fair value | $12.67 | $5.65 |
| Margin of safety | 7.4% (better) | −89.9% |
| Growth | ||
| Revenue growth (TTM) | −0.40% | 9.8% (better) |
| Revenue growth, 5Y average | 10.4% | – |
| Net income growth (TTM) | 21.7% (better) | −159% |
| EPS growth (TTM) | 12.1% (better) | −206% |
| Profitability | ||
| Gross margin | – | 89.1% |
| Net margin | 3.9% (better) | −19.4% |
| Return on equity | 9.1% (better) | −22.7% |
| Financial health | ||
| Debt / equity | 0.00 | 0.01 (better) |
| Current ratio | – | 1.43 |
| Altman Z-score | 0.33 | 1.32 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Buyback yield | – | 3.6% |
| Shareholder yield | 0.00% | 3.6% (better) |
| Ownership | ||
| Held by institutions | 82.4% | 61.2% |
| Held by insiders | 27.2% | 28.8% |
| Insider net buying, 12 months | −$416K (better) | −$134M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 4.2% | 9.7% |
Go deeper
- OPRT stock overview
- OPRT income statement
- OPRT valuation and score
- WLTH stock overview
- WLTH income statement
- WLTH valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.