OceanFirst Financial vs Seacoast Banking Corp of Florida
OCFC and SBCF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OCFC and SBCF compare
Seacoast Banking Corp of Florida is the larger company, worth 1.9 times as much as OceanFirst Financial ($3.3B against $1.8B).
On earnings, Seacoast Banking Corp of Florida is cheaper: it trades at 20.0× trailing earnings, against 25.3× for OceanFirst Financial.
Seacoast Banking Corp of Florida grew revenue faster over the last twelve months (35.7% versus 32.5% for OceanFirst Financial).
Seacoast Banking Corp of Florida keeps more of each dollar of sales as profit, with a net margin of 23.5% compared with 9.0% at OceanFirst Financial.
Both pay dividends: OceanFirst Financial yields 4.4% and Seacoast Banking Corp of Florida 2.3%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OCFC | SBCF |
|---|---|---|
| Size and price | ||
| Market cap | $1.8B | $3.3B |
| Share price | $18.24 | $33.72 |
| Change, 1 year | 1.3% | 9.0% |
| Change, 5 years | −15.7% | −8.3% |
| Beta (5Y) | 0.80 | 0.77 |
| Employees | 898 | 867 |
| StockData Score | ||
| Total score | 11 | 11 |
| Valuation score | 1 | 1 |
| Growth score | 1 | 3 (better) |
| Performance score | 1 | 1 |
| Health score | 3 | 4 (better) |
| Dividend score | 5 (better) | 2 |
| Valuation | ||
| P/E | 25.3× | 20.0× (better) |
| P/S | 3.4× (better) | 4.1× |
| P/B | – | 1.3× |
| P/FCF | 8.1× | – |
| FCF yield | 12.4% | – |
| Fair value | – | $29.08 |
| Margin of safety | – | −16.0% |
| Growth | ||
| Revenue growth (TTM) | 32.5% | 35.7% (better) |
| Revenue growth, 5Y average | 0.92% | 15.0% (better) |
| Net income growth (TTM) | −41.1% | 28.2% (better) |
| EPS growth (TTM) | −44.2% | 0.00% (better) |
| EPS growth, 5Y average | 2.8% (better) | 1.7% |
| Profitability | ||
| Net margin | 9.0% | 23.5% (better) |
| FCF margin | 41.6% | – |
| Return on equity | 2.8% | 7.5% (better) |
| Financial health | ||
| Altman Z-score | 0.11 | 0.19 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 4.4% (better) | 2.3% |
| Payout ratio | 115% | – |
| Years of dividend growth | 0 | 4 (better) |
| Dividend growth, 5Y average | 3.3% | – |
| Buyback yield | 0.47% | 1.2% (better) |
| Shareholder yield | 4.9% (better) | 3.5% |
| Ownership | ||
| Held by institutions | 83.2% | 91.7% |
| Held by insiders | 12.1% | 0.62% |
| Insider net buying, 12 months | −$6.4M | −$3.0M (better) |
| Short interest, % of float | 6.4% | 5.2% |
Go deeper
- OCFC stock overview
- OCFC income statement
- OCFC valuation and score
- SBCF stock overview
- SBCF income statement
- SBCF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.