loanDepot vs UWM
LDI and UWMC side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How LDI and UWMC compare
UWM is the larger company, worth 13 times as much as loanDepot ($2.0B against $152M).
UWM grew revenue faster over the last twelve months (20.8% versus 9.2% for loanDepot).
UWM keeps more of each dollar of sales as profit, with a net margin of 0.55% compared with −6.8% at loanDepot.
UWM pays a dividend yielding 23.6%; loanDepot does not pay one.
UWM scores higher on the StockData Score (9 against 4 for loanDepot), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | LDI | UWMC |
|---|---|---|
| Size and price | ||
| Market cap | $152M | $2.0B |
| Share price | $0.449 | $1.27 |
| Change, 1 year | −84.6% | −76.8% |
| Change, 5 years | −93.2% | −80.3% |
| Beta (5Y) | 1.54 | 1.00 |
| Employees | 4,700 | 2,200 |
| StockData Score | ||
| Total score | 4 | 9 (better) |
| Valuation score | 1 | 1 |
| Growth score | 1 | 1 |
| Performance score | 2 (better) | 0 |
| Health score | 0 | 4 (better) |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/S | 0.1× (better) | 0.6× |
| EV/EBITDA | – | 17.3× |
| P/FCF | 0.6× | – |
| FCF yield | 175% (better) | −89.2% |
| Growth | ||
| Revenue growth (TTM) | 9.2% | 20.8% (better) |
| Revenue growth, 5Y average | −22.7% | −8.5% (better) |
| Net income growth (TTM) | – | 16.3% |
| Profitability | ||
| Net margin | −6.8% | 0.55% (better) |
| FCF margin | 21.4% (better) | −51.3% |
| Financial health | ||
| Altman Z-score | 0.06 | 0.28 (better) |
| Piotroski F-score | – | 3 |
| Dividends and buybacks | ||
| Dividend yield | – | 23.6% |
| Payout ratio | – | 598% |
| Shareholder yield | 0.00% | 23.6% (better) |
| Ownership | ||
| Held by institutions | 15.9% | 17.1% |
| Held by insiders | 38.3% | 93.9% |
| Insider net buying, 12 months | −$8.4M (better) | −$343M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 10.6% | 90.0% |
Go deeper
- LDI stock overview
- LDI income statement
- LDI valuation and score
- UWMC stock overview
- UWMC income statement
- UWMC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.