StockData

Joint Stock Co Kaspi.kz vs PayPay

KSPI and PAYP side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.

How KSPI and PAYP compare

Joint Stock Co Kaspi.kz grew revenue faster over the last twelve months (59.8% versus 27.3% for PayPay).

PayPay keeps more of each dollar of sales as profit, with a net margin of 30.2% compared with 26.5% at Joint Stock Co Kaspi.kz.

PayPay scores higher on the StockData Score (7 against 6 for Joint Stock Co Kaspi.kz), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.

Key numbers

A dot marks the better figure where higher or lower is clearly better.

MetricKSPIPAYP
Size and price
Share price$91.27$14.03
Change, 1 year21.7%–
Change, 5 years−35.3%–
Beta (5Y)0.37–
Employees–4,567
StockData Score
Total score67 (better)
Valuation score00
Growth score3 (better)1
Performance score3 (better)2
Health score04 (better)
Dividend score00
Growth
Revenue growth (TTM)59.8% (better)27.3%
Net income growth (TTM)3.2%218% (better)
EPS growth (TTM)3.0%172% (better)
Profitability
Gross margin70.9%–
Operating margin–21.0%
Net margin26.5%30.2% (better)
FCF margin–96.9%
Return on equity53.5% (better)46.6%
Financial health
Debt / equity–0.00
Interest coverage–7.6×
Piotroski F-score46 (better)
Dividends and buybacks
Payout ratio0.00%–
Ownership
Held by institutions44.0%4.2%
Held by insiders42.6%90.7%
Superinvestors holding4 (better)1

Go deeper

For information only, not investment advice. Check the source filings before relying on any figure.