Kentucky First Federal Bancorp vs Lake Shore Bancorp
KFFB and LSBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How KFFB and LSBK compare
Lake Shore Bancorp is the larger company, worth 3.1 times as much as Kentucky First Federal Bancorp ($149M against $48.1M).
Kentucky First Federal Bancorp grew revenue faster over the last twelve months (30.7% versus 12.3% for Lake Shore Bancorp).
Lake Shore Bancorp keeps more of each dollar of sales as profit, with a net margin of 27.6% compared with 20.0% at Kentucky First Federal Bancorp.
Both pay dividends: Kentucky First Federal Bancorp yields 0.84% and Lake Shore Bancorp 1.9%.
Lake Shore Bancorp scores higher on the StockData Score (9 against 8 for Kentucky First Federal Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | KFFB | LSBK |
|---|---|---|
| Size and price | ||
| Market cap | $48.1M | $149M |
| Share price | $5.95 | $18.96 |
| Change, 1 year | 48.8% | 32.1% |
| Change, 5 years | −16.4% | 25.5% |
| Beta (5Y) | −0.13 | 0.26 |
| Employees | 57 | 87 |
| StockData Score | ||
| Total score | 8 | 9 (better) |
| Valuation score | 1 (better) | 0 |
| Growth score | 3 | 3 |
| Performance score | 2 | 3 (better) |
| Health score | 1 | 1 |
| Dividend score | 1 | 2 (better) |
| Valuation | ||
| P/E | – | 16.9× |
| P/S | 3.9× (better) | 4.9× |
| P/B | 0.9× (better) | 1.1× |
| P/FCF | 20.6× | – |
| FCF yield | 4.9% | – |
| Fair value | – | $16.73 |
| Margin of safety | – | −13.3% |
| Growth | ||
| Revenue growth (TTM) | 30.7% (better) | 12.3% |
| Revenue growth, 5Y average | – | 99.6% |
| Net income growth (TTM) | 360% (better) | 22.6% |
| EPS growth (TTM) | – | 24.4% |
| EPS growth, 5Y average | 1.8% | 4.7% (better) |
| Profitability | ||
| Net margin | 20.0% | 27.6% (better) |
| FCF margin | 18.9% | – |
| Return on equity | 5.0% | 5.9% (better) |
| Financial health | ||
| Altman Z-score | 0.21 | 0.37 (better) |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.84% | 1.9% (better) |
| Payout ratio | – | 31.7% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | −8.7% |
| Buyback yield | – | 1.3% |
| Shareholder yield | 0.84% | 3.2% (better) |
| Ownership | ||
| Held by institutions | 4.0% | 29.1% |
| Held by insiders | 0.71% | 15.0% |
| Short interest, % of float | 0.14% | 0.53% |
Go deeper
- KFFB stock overview
- KFFB income statement
- KFFB valuation and score
- LSBK stock overview
- LSBK income statement
- LSBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.