Hancock Whitney vs Renasant
HWC and RNST side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HWC and RNST compare
Hancock Whitney is the larger company, worth 1.4 times as much as Renasant ($5.2B against $3.7B).
On earnings, Renasant is cheaper: it trades at 11.3× trailing earnings, against 13.1× for Hancock Whitney.
Renasant grew revenue faster over the last twelve months (25.7% versus 0.85% for Hancock Whitney).
Renasant keeps more of each dollar of sales as profit, with a net margin of 30.3% compared with 27.3% at Hancock Whitney.
Both pay dividends: Hancock Whitney yields 3.0% and Renasant 2.3%.
Renasant scores higher on the StockData Score (21 against 10 for Hancock Whitney), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HWC | RNST |
|---|---|---|
| Size and price | ||
| Market cap | $5.2B | $3.7B |
| Share price | $65.28 | $40.23 |
| Change, 1 year | 10.0% | 15.0% |
| Change, 5 years | 27.8% | 5.8% |
| Beta (5Y) | 0.93 | 0.80 |
| Employees | 3,627 | 3,000 |
| StockData Score | ||
| Total score | 10 | 21 (better) |
| Valuation score | 2 | 5 (better) |
| Growth score | 0 | 3 (better) |
| Performance score | 1 | 3 (better) |
| Health score | 3 | 6 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 13.1× | 11.3× (better) |
| P/S | 3.5× | 3.3× (better) |
| P/B | 1.2× | 1.0× (better) |
| P/FCF | 7.9× (better) | 8.4× |
| FCF yield | 12.6% (better) | 11.9% |
| Fair value | $60.03 | $44.01 |
| Margin of safety | −8.7% | 8.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 0.85% | 25.7% (better) |
| Revenue growth, 5Y average | 3.6% | 8.3% (better) |
| Net income growth (TTM) | −15.0% | 127% (better) |
| EPS growth (TTM) | −11.1% | 79.4% (better) |
| EPS growth, 5Y average | – | 6.9% |
| Profitability | ||
| Net margin | 27.3% | 30.3% (better) |
| FCF margin | 43.9% (better) | 39.6% |
| Return on equity | 9.4% (better) | 8.7% |
| Financial health | ||
| Debt / equity | 0.31 | 0.21 (better) |
| Altman Z-score | 0.25 (better) | 0.20 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.0% (better) | 2.3% |
| Payout ratio | 39.0% | 26.4% |
| Years of dividend growth | 3 (better) | 1 |
| Dividend growth, 5Y average | 10.8% (better) | 0.23% |
| Buyback yield | 7.1% (better) | 5.2% |
| Shareholder yield | 10.1% (better) | 7.6% |
| Ownership | ||
| Held by institutions | 96.4% | 90.4% |
| Held by insiders | 1.1% | 2.1% |
| Insider net buying, 12 months | −$7.3M | −$3.6M (better) |
| Short interest, % of float | – | 5.6% |
Go deeper
- HWC stock overview
- HWC income statement
- HWC valuation and score
- RNST stock overview
- RNST income statement
- RNST valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.