HCI vs Porch
HCI and PRCH side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HCI and PRCH compare
Porch is the larger company, worth 1.2 times as much as HCI ($2.9B against $2.4B).
On earnings, HCI is cheaper: it trades at 7.7× trailing earnings, against 443× for Porch.
HCI grew revenue faster over the last twelve months (20.1% versus 15.6% for Porch).
HCI keeps more of each dollar of sales as profit, with a net margin of 33.5% compared with 1.8% at Porch.
HCI pays a dividend yielding 0.84%; Porch does not pay one.
HCI scores higher on the StockData Score (16 against 7 for Porch), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HCI | PRCH |
|---|---|---|
| Size and price | ||
| Market cap | $2.4B | $2.9B |
| Share price | $189.86 | $22.14 |
| Change, 1 year | 0.67% | 110% |
| Change, 5 years | 53.7% | −9.4% |
| Beta (5Y) | 0.62 | 2.19 |
| Employees | 594 | 803 |
| StockData Score | ||
| Total score | 16 (better) | 7 |
| Valuation score | 4 (better) | 0 |
| Growth score | 2 | 3 (better) |
| Performance score | 6 (better) | 2 |
| Health score | 0 | 2 (better) |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 7.7× (better) | 443× |
| P/S | 2.4× (better) | 5.5× |
| P/B | 2.1× (better) | 389× |
| EV/EBITDA | 3.4× (better) | 44.6× |
| P/FCF | 5.2× (better) | 25.8× |
| FCF yield | 19.4% (better) | 3.9% |
| Fair value | $237.69 | – |
| Margin of safety | 20.1% | – |
| Growth | ||
| Revenue growth (TTM) | 20.1% (better) | 15.6% |
| Revenue growth, 5Y average | 23.8% | 46.2% (better) |
| Net income growth (TTM) | 61.0% (better) | −68.6% |
| EPS growth (TTM) | 58.0% (better) | −81.5% |
| EPS growth, 5Y average | 45.5% | – |
| Profitability | ||
| Gross margin | – | 72.1% |
| Operating margin | – | 8.0% |
| Net margin | 33.5% (better) | 1.8% |
| FCF margin | 46.7% (better) | 21.5% |
| Return on equity | 33.8% | – |
| Return on invested capital | – | 12.6% |
| Financial health | ||
| Debt / equity | – | 53.60 |
| Net debt / EBITDA | – | 2.47 |
| Interest coverage | – | 0.7× |
| Current ratio | – | 1.46 |
| Altman Z-score | 1.74 | 1.90 (better) |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.84% | – |
| Payout ratio | 6.2% | – |
| Years of dividend growth | 0 | – |
| Dividend growth, 5Y average | 0.00% | – |
| Buyback yield | 3.5% (better) | 0.09% |
| Shareholder yield | 4.3% (better) | 0.09% |
| Ownership | ||
| Held by institutions | 75.4% | 65.8% |
| Held by insiders | 13.8% | 20.8% |
| Insider net buying, 12 months | – | −$43.4M |
| Short interest, % of float | – | 16.5% |
Go deeper
- HCI stock overview
- HCI income statement
- HCI valuation and score
- PRCH stock overview
- PRCH income statement
- PRCH valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.