Hanmi Financial vs Hope Bancorp
HAFC and HOPE side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HAFC and HOPE compare
Hope Bancorp is the larger company, worth 1.7 times as much as Hanmi Financial ($1.7B against $965M).
On earnings, Hanmi Financial is cheaper: it trades at 11.0× trailing earnings, against 13.2× for Hope Bancorp.
Hope Bancorp grew revenue faster over the last twelve months (29.4% versus 15.7% for Hanmi Financial).
Hanmi Financial keeps more of each dollar of sales as profit, with a net margin of 31.2% compared with 22.2% at Hope Bancorp.
Both pay dividends: Hanmi Financial yields 3.4% and Hope Bancorp 4.2%.
Hanmi Financial scores higher on the StockData Score (15 against 12 for Hope Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HAFC | HOPE |
|---|---|---|
| Size and price | ||
| Market cap | $965M | $1.7B |
| Share price | $32.55 | $13.21 |
| Change, 1 year | 21.0% | 23.9% |
| Change, 5 years | 35.7% | −12.9% |
| Beta (5Y) | 0.78 | 0.73 |
| Employees | 610 | 1,434 |
| StockData Score | ||
| Total score | 15 (better) | 12 |
| Valuation score | 3 | 3 |
| Growth score | 2 | 2 |
| Performance score | 4 (better) | 0 |
| Health score | 3 | 4 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 11.0× (better) | 13.2× |
| P/S | 3.4× | 2.9× (better) |
| P/B | 1.2× | 0.7× (better) |
| EV/EBITDA | 6.8× | – |
| P/FCF | 4.6× (better) | 9.0× |
| FCF yield | 21.8% (better) | 11.2% |
| Fair value | $30.87 | $14.49 |
| Margin of safety | −5.4% | 8.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 15.7% | 29.4% (better) |
| Revenue growth, 5Y average | 3.8% (better) | −0.87% |
| Net income growth (TTM) | 36.7% | 185% (better) |
| EPS growth (TTM) | 38.1% | 163% (better) |
| EPS growth, 5Y average | 12.7% (better) | −11.4% |
| Profitability | ||
| Operating margin | 31.2% | – |
| Net margin | 31.2% (better) | 22.2% |
| FCF margin | 73.4% (better) | 32.7% |
| Return on equity | 11.3% (better) | 5.7% |
| Return on invested capital | 14.9% | – |
| Financial health | ||
| Debt / equity | – | 0.21 |
| Altman Z-score | 0.23 (better) | 0.18 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.4% | 4.2% (better) |
| Payout ratio | 37.1% | – |
| Years of dividend growth | 1 (better) | 0 |
| Dividend growth, 5Y average | 15.7% (better) | 0.00% |
| Buyback yield | 1.7% | – |
| Shareholder yield | 5.1% (better) | 4.2% |
| Ownership | ||
| Held by institutions | 93.6% | 93.1% |
| Held by insiders | 2.2% | 4.5% |
| Insider net buying, 12 months | −$279K (better) | −$1.6M |
| Short interest, % of float | 4.5% | 6.0% |
Go deeper
- HAFC stock overview
- HAFC income statement
- HAFC valuation and score
- HOPE stock overview
- HOPE income statement
- HOPE valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.