Goosehead Insurance vs Neptune Insurance
GSHD and NP side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How GSHD and NP compare
Neptune Insurance is the larger company, worth 2.4 times as much as Goosehead Insurance ($3.9B against $1.6B).
On earnings, Goosehead Insurance is cheaper: it trades at 44.8× trailing earnings, against 91.9× for Neptune Insurance.
Neptune Insurance grew revenue faster over the last twelve months (33.8% versus 17.7% for Goosehead Insurance).
Neptune Insurance keeps more of each dollar of sales as profit, with a net margin of 22.7% compared with 8.8% at Goosehead Insurance.
Goosehead Insurance scores higher on the StockData Score (11 against 4 for Neptune Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | GSHD | NP |
|---|---|---|
| Size and price | ||
| Market cap | $1.6B | $3.9B |
| Share price | $46.15 | $28.48 |
| Change, 1 year | −33.2% | 6.8% |
| Change, 5 years | −64.8% | −57.8% |
| Beta (5Y) | 1.38 | 0.82 |
| Employees | 1,000 | 62 |
| StockData Score | ||
| Total score | 11 (better) | 4 |
| Valuation score | 1 (better) | 0 |
| Growth score | 4 (better) | 1 |
| Performance score | 4 (better) | 2 |
| Health score | 2 (better) | 1 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 44.8× (better) | 91.9× |
| P/S | 4.1× (better) | 20.0× |
| EV/EBITDA | 17.5× (better) | 48.2× |
| P/FCF | 20.6× | – |
| PEG | 0.20 | – |
| FCF yield | 4.9% | – |
| Growth | ||
| Revenue growth (TTM) | 17.7% | 33.8% (better) |
| Revenue growth, 5Y average | 25.6% | – |
| Net income growth (TTM) | 18.0% (better) | 0.14% |
| EPS growth (TTM) | 8.4% | – |
| EPS growth, 5Y average | 15.3% | – |
| Profitability | ||
| Operating margin | 23.3% | 41.3% (better) |
| Net margin | 8.8% | 22.7% (better) |
| FCF margin | 19.8% | – |
| Return on invested capital | 51.3% | – |
| Financial health | ||
| Net debt / EBITDA | 2.77 | – |
| Interest coverage | 4.1× | 5.4× (better) |
| Current ratio | 1.54 (better) | 0.91 |
| Altman Z-score | 3.08 | 5.47 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.00% | – |
| Buyback yield | 8.2% | – |
| Shareholder yield | 8.2% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 73.1% | 48.5% |
| Held by insiders | 62.9% | 81.3% |
| Insider net buying, 12 months | −$14.8M (better) | −$438M |
| Superinvestors holding | 2 | – |
| Short interest, % of float | 18.7% | 8.3% |
Go deeper
- GSHD stock overview
- GSHD income statement
- GSHD valuation and score
- NP stock overview
- NP income statement
- NP valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.