Greene County Bancorp vs Timberland Bancorp
GCBC and TSBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How GCBC and TSBK compare
Greene County Bancorp is the larger company, worth 1.7 times as much as Timberland Bancorp ($609M against $364M).
On earnings, Timberland Bancorp is cheaper: it trades at 11.7× trailing earnings, against 14.8× for Greene County Bancorp.
Greene County Bancorp grew revenue faster over the last twelve months (22.9% versus 9.4% for Timberland Bancorp).
Greene County Bancorp keeps more of each dollar of sales as profit, with a net margin of 44.3% compared with 36.2% at Timberland Bancorp.
Both pay dividends: Greene County Bancorp yields 1.1% and Timberland Bancorp 2.5%.
Greene County Bancorp scores higher on the StockData Score (16 against 15 for Timberland Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | GCBC | TSBK |
|---|---|---|
| Size and price | ||
| Market cap | $609M | $364M |
| Share price | $35.76 | $46.82 |
| Change, 1 year | 64.0% | 49.3% |
| Change, 5 years | 102% | 66.1% |
| Beta (5Y) | 0.48 | 0.35 |
| Employees | 203 | 271 |
| StockData Score | ||
| Total score | 16 (better) | 15 |
| Valuation score | 0 | 1 (better) |
| Growth score | 3 (better) | 1 |
| Performance score | 6 (better) | 5 |
| Health score | 3 | 5 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 14.8× | 11.7× (better) |
| P/S | 6.6× | 4.2× (better) |
| P/B | 2.2× | 1.3× (better) |
| P/FCF | 14.7× | 12.5× (better) |
| PEG | 1.48 | 1.28 (better) |
| FCF yield | 6.8% | 8.0% (better) |
| Fair value | $31.14 | $41.96 |
| Margin of safety | −14.8% | −11.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 22.9% (better) | 9.4% |
| Revenue growth, 5Y average | 8.1% (better) | 3.9% |
| Net income growth (TTM) | 31.7% (better) | 16.4% |
| EPS growth (TTM) | 31.7% (better) | 17.4% |
| EPS growth, 5Y average | 11.4% (better) | 5.0% |
| Profitability | ||
| Net margin | 44.3% (better) | 36.2% |
| FCF margin | 44.9% (better) | 33.4% |
| Return on equity | 15.9% (better) | 11.9% |
| Financial health | ||
| Altman Z-score | 0.28 | 0.34 (better) |
| Piotroski F-score | 7 | 7 |
| Dividends and buybacks | ||
| Dividend yield | 1.1% | 2.5% (better) |
| Payout ratio | 9.9% | 28.0% |
| Years of dividend growth | 12 (better) | 1 |
| Dividend growth, 5Y average | 10.8% | – |
| Buyback yield | – | 2.4% |
| Shareholder yield | 1.1% | 4.9% (better) |
| Ownership | ||
| Held by institutions | 14.9% | 66.2% |
| Held by insiders | 2.9% | 2.8% |
| Insider net buying, 12 months | $215K (better) | −$1.2M |
| Short interest, % of float | 0.62% | 1.8% |
Go deeper
- GCBC stock overview
- GCBC income statement
- GCBC valuation and score
- TSBK stock overview
- TSBK income statement
- TSBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.