FS Bancorp vs Timberland Bancorp
FSBW and TSBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FSBW and TSBK compare
Timberland Bancorp is the larger company, worth 1.2 times as much as FS Bancorp ($373M against $320M).
On earnings, FS Bancorp is cheaper: it trades at 11.3× trailing earnings, against 12.0× for Timberland Bancorp.
Timberland Bancorp grew revenue faster over the last twelve months (9.4% versus 6.9% for FS Bancorp).
Timberland Bancorp keeps more of each dollar of sales as profit, with a net margin of 36.2% compared with 18.4% at FS Bancorp.
Both pay dividends: FS Bancorp yields 2.7% and Timberland Bancorp 3.1%.
Timberland Bancorp scores higher on the StockData Score (16 against 13 for FS Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FSBW | TSBK |
|---|---|---|
| Size and price | ||
| Market cap | $320M | $373M |
| Share price | $43.00 | $47.97 |
| Change, 1 year | 7.4% | 43.8% |
| Change, 5 years | 24.4% | 71.0% |
| Beta (5Y) | 0.57 | 0.35 |
| Employees | 581 | 271 |
| StockData Score | ||
| Total score | 13 | 16 (better) |
| Valuation score | 4 (better) | 1 |
| Growth score | 1 | 2 (better) |
| Performance score | 1 | 5 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.3× (better) | 12.0× |
| P/S | 2.0× (better) | 4.3× |
| P/B | 1.0× (better) | 1.4× |
| P/FCF | 3.6× (better) | 12.8× |
| PEG | 2.24 | 1.31 (better) |
| FCF yield | 27.6% (better) | 7.8% |
| Fair value | $44.18 | $41.23 |
| Margin of safety | 2.7% (better) | −16.3% |
| Growth | ||
| Revenue growth (TTM) | 6.9% | 9.4% (better) |
| Revenue growth, 5Y average | 125% (better) | 3.9% |
| Net income growth (TTM) | −9.9% | 16.4% (better) |
| EPS growth (TTM) | −7.1% | 17.4% (better) |
| EPS growth, 5Y average | −0.91% | 5.0% (better) |
| Profitability | ||
| Net margin | 18.4% | 36.2% (better) |
| FCF margin | 55.7% (better) | 33.4% |
| Return on equity | 9.2% | 11.9% (better) |
| Financial health | ||
| Debt / equity | 1.12 | – |
| Altman Z-score | 0.21 | 0.34 (better) |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.7% | 3.1% (better) |
| Payout ratio | 29.5% | 28.0% |
| Years of dividend growth | 10 (better) | 1 |
| Dividend growth, 5Y average | 26.1% | – |
| Buyback yield | 2.4% (better) | 2.4% |
| Shareholder yield | 5.1% | 5.4% (better) |
| Ownership | ||
| Held by institutions | 65.8% | 66.2% |
| Held by insiders | 4.9% | 2.9% |
| Insider net buying, 12 months | −$435K (better) | −$1.3M |
| Short interest, % of float | 2.2% | 1.9% |
Go deeper
- FSBW stock overview
- FSBW income statement
- FSBW valuation and score
- TSBK stock overview
- TSBK income statement
- TSBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.