FS Bancorp vs NorthEast Community Bancorp
FSBW and NECB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FSBW and NECB compare
NorthEast Community Bancorp is the larger company, worth 1.2 times as much as FS Bancorp ($398M against $327M).
On earnings, NorthEast Community Bancorp is cheaper: it trades at 9.3× trailing earnings, against 10.1× for FS Bancorp.
FS Bancorp grew revenue faster over the last twelve months (6.6% versus −0.86% for NorthEast Community Bancorp).
NorthEast Community Bancorp keeps more of each dollar of sales as profit, with a net margin of 40.9% compared with 21.4% at FS Bancorp.
Both pay dividends: FS Bancorp yields 2.6% and NorthEast Community Bancorp 3.1%.
NorthEast Community Bancorp scores higher on the StockData Score (16 against 14 for FS Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FSBW | NECB |
|---|---|---|
| Size and price | ||
| Market cap | $327M | $398M |
| Share price | $44.03 | $28.91 |
| Change, 1 year | 14.3% | 44.8% |
| Change, 5 years | 19.8% | 163% |
| Beta (5Y) | 0.58 | 0.40 |
| Employees | 581 | 139 |
| StockData Score | ||
| Total score | 14 | 16 (better) |
| Valuation score | 4 (better) | 3 |
| Growth score | 1 | 2 (better) |
| Performance score | 3 | 5 (better) |
| Health score | 2 | 3 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 10.1× | 9.3× (better) |
| P/S | 2.1× (better) | 3.8× |
| P/B | 1.0× (better) | 1.1× |
| P/FCF | 3.3× (better) | 8.2× |
| PEG | 2.00 | 0.34 (better) |
| FCF yield | 30.0% (better) | 12.2% |
| Fair value | $47.06 | $29.54 |
| Margin of safety | 6.4% (better) | 2.1% |
| Growth | ||
| Revenue growth (TTM) | 6.6% (better) | −0.86% |
| Revenue growth, 5Y average | 125% (better) | 20.4% |
| Net income growth (TTM) | −0.16% (better) | −5.0% |
| EPS growth (TTM) | 3.6% (better) | −5.5% |
| EPS growth, 5Y average | −0.91% | 33.7% (better) |
| Profitability | ||
| Net margin | 21.4% | 40.9% (better) |
| FCF margin | 62.9% (better) | 46.7% |
| Return on equity | 10.8% | 12.1% (better) |
| Financial health | ||
| Debt / equity | 1.02 | – |
| Altman Z-score | 0.25 | 0.36 (better) |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 2.6% | 3.1% (better) |
| Payout ratio | 30.7% | 32.9% |
| Years of dividend growth | 10 (better) | 2 |
| Dividend growth, 5Y average | 26.1% | – |
| Buyback yield | 3.3% | – |
| Shareholder yield | 5.9% (better) | 3.1% |
| Ownership | ||
| Held by institutions | 65.8% | 51.8% |
| Held by insiders | 8.1% | 3.9% |
| Insider net buying, 12 months | −$509K | −$353K (better) |
| Short interest, % of float | 2.1% | 1.1% |
Go deeper
- FSBW stock overview
- FSBW income statement
- FSBW valuation and score
- NECB stock overview
- NECB income statement
- NECB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.