Primis Financial vs MainStreet Bancshares
FRST and MNSB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FRST and MNSB compare
Primis Financial is the larger company, worth 2.4 times as much as MainStreet Bancshares ($362M against $153M).
On earnings, Primis Financial is cheaper: it trades at 6.5× trailing earnings, against 11.0× for MainStreet Bancshares.
MainStreet Bancshares grew revenue faster over the last twelve months (261% versus 27.4% for Primis Financial).
Primis Financial keeps more of each dollar of sales as profit, with a net margin of 23.7% compared with 12.1% at MainStreet Bancshares.
Both pay dividends: Primis Financial yields 2.7% and MainStreet Bancshares 1.9%.
Primis Financial scores higher on the StockData Score (17 against 11 for MainStreet Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FRST | MNSB |
|---|---|---|
| Size and price | ||
| Market cap | $362M | $153M |
| Share price | $14.60 | $21.46 |
| Change, 1 year | 35.3% | 17.1% |
| Change, 5 years | −5.1% | −12.3% |
| Beta (5Y) | 0.69 | 0.44 |
| Employees | 593 | 171 |
| StockData Score | ||
| Total score | 17 (better) | 11 |
| Valuation score | 3 | 4 (better) |
| Growth score | 4 (better) | 2 |
| Performance score | 4 (better) | 0 |
| Health score | 3 (better) | 2 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 6.5× (better) | 11.0× |
| P/S | 1.6× | 1.1× (better) |
| P/B | – | 0.7× |
| P/FCF | – | 6.5× |
| PEG | 0.10 | – |
| FCF yield | – | 15.4% |
| Fair value | – | $25.81 |
| Margin of safety | – | 16.9% |
| Growth | ||
| Revenue growth (TTM) | 27.4% | 261% (better) |
| Revenue growth, 5Y average | 16.1% | 20.5% (better) |
| Net income growth (TTM) | 541% | – |
| EPS growth (TTM) | 537% | – |
| EPS growth, 5Y average | 21.0% (better) | −0.99% |
| Profitability | ||
| Net margin | 23.7% (better) | 12.1% |
| FCF margin | – | 17.4% |
| Return on equity | 14.4% (better) | 7.6% |
| Financial health | ||
| Altman Z-score | 0.15 | 0.18 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.7% (better) | 1.9% |
| Payout ratio | 18.2% | 17.9% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 0.00% | – |
| Buyback yield | – | 9.8% |
| Shareholder yield | 2.7% | 11.7% (better) |
| Ownership | ||
| Held by institutions | 88.7% | 57.1% |
| Held by insiders | 18.2% | 9.9% |
| Insider net buying, 12 months | $357K (better) | −$913K |
| Short interest, % of float | 2.8% | – |
Go deeper
- FRST stock overview
- FRST income statement
- FRST valuation and score
- MNSB stock overview
- MNSB income statement
- MNSB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.