First Merchants vs WesBanco
FRME and WSBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FRME and WSBC compare
WesBanco is the larger company, worth 1.4 times as much as First Merchants ($3.7B against $2.5B).
On earnings, WesBanco is cheaper: it trades at 11.0× trailing earnings, against 12.6× for First Merchants.
WesBanco grew revenue faster over the last twelve months (22.0% versus 8.5% for First Merchants).
WesBanco keeps more of each dollar of sales as profit, with a net margin of 33.8% compared with 27.3% at First Merchants.
Both pay dividends: First Merchants yields 3.6% and WesBanco 3.9%.
WesBanco scores higher on the StockData Score (18 against 11 for First Merchants), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FRME | WSBC |
|---|---|---|
| Size and price | ||
| Market cap | $2.5B | $3.7B |
| Share price | $40.59 | $38.49 |
| Change, 1 year | 13.9% | 28.6% |
| Change, 5 years | −4.7% | 7.2% |
| Beta (5Y) | 0.69 | 0.69 |
| Employees | 2,086 | 2,969 |
| StockData Score | ||
| Total score | 11 | 18 (better) |
| Valuation score | 3 | 5 (better) |
| Growth score | 0 | 3 (better) |
| Performance score | 1 | 4 (better) |
| Health score | 4 (better) | 3 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 12.6× | 11.0× (better) |
| P/S | 3.5× | 3.4× (better) |
| P/B | 1.0× | 0.9× (better) |
| PEG | 20.64 | – |
| Fair value | $41.94 | $42.93 |
| Margin of safety | 3.2% | 10.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 8.5% | 22.0% (better) |
| Revenue growth, 5Y average | 6.1% | 10.1% (better) |
| Net income growth (TTM) | −15.3% | 99.3% (better) |
| EPS growth (TTM) | −19.3% | 77.2% (better) |
| EPS growth, 5Y average | 7.2% (better) | 4.7% |
| Profitability | ||
| Net margin | 27.3% | 33.8% (better) |
| Return on equity | 7.8% | 8.8% (better) |
| Financial health | ||
| Altman Z-score | 0.22 (better) | 0.20 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.6% | 3.9% (better) |
| Payout ratio | 45.6% | 38.6% |
| Years of dividend growth | 14 | 15 (better) |
| Dividend growth, 5Y average | 6.6% (better) | 3.1% |
| Buyback yield | 2.4% (better) | −0.06% |
| Shareholder yield | 6.0% (better) | 3.9% |
| Ownership | ||
| Held by institutions | 74.3% | 84.7% |
| Held by insiders | 2.2% | 2.0% |
| Insider net buying, 12 months | −$1.9M | −$1.3M (better) |
Go deeper
- FRME stock overview
- FRME income statement
- FRME valuation and score
- WSBC stock overview
- WSBC income statement
- WSBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.