Flywire vs Repay
FLYW and RPAY side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FLYW and RPAY compare
Flywire is the larger company, worth 7.2 times as much as Repay ($2.7B against $376M).
Repay grew revenue faster over the last twelve months (33.8% versus 31.0% for Flywire).
Flywire keeps more of each dollar of sales as profit, with a net margin of 10.3% compared with −41.2% at Repay.
Flywire scores higher on the StockData Score (11 against 6 for Repay), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FLYW | RPAY |
|---|---|---|
| Size and price | ||
| Market cap | $2.7B | $376M |
| Share price | $22.26 | $4.18 |
| Change, 1 year | 60.8% | 15.8% |
| Change, 5 years | −46.6% | −77.6% |
| Beta (5Y) | 1.56 | 1.48 |
| Employees | 1,400 | 486 |
| StockData Score | ||
| Total score | 11 (better) | 6 |
| Valuation score | 0 | 3 (better) |
| Growth score | 2 | 2 |
| Performance score | 3 (better) | 0 |
| Health score | 6 (better) | 1 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 37.1× | – |
| P/S | 3.5× | 0.9× (better) |
| P/B | 3.0× | 0.8× (better) |
| EV/EBITDA | 38.4× | – |
| P/FCF | 20.2× | 4.3× (better) |
| FCF yield | 5.0% | 23.2% (better) |
| Fair value | $13.02 | $10.15 |
| Margin of safety | −70.9% | 58.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 31.0% | 33.8% (better) |
| Revenue growth, 5Y average | 36.4% (better) | 14.8% |
| Profitability | ||
| Gross margin | – | 70.1% |
| Operating margin | 7.8% (better) | −35.4% |
| Net margin | 10.3% (better) | −41.2% |
| FCF margin | 17.6% | 21.1% (better) |
| Return on equity | 9.1% (better) | −31.4% |
| Return on invested capital | 9.9% (better) | −11.0% |
| Financial health | ||
| Debt / equity | 0.00 | 1.61 (better) |
| Interest coverage | 37.0× (better) | −4.6× |
| Current ratio | 1.53 (better) | 1.39 |
| Altman Z-score | 4.35 (better) | −0.34 |
| Piotroski F-score | 7 (better) | 4 |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 107% | 80.1% |
| Held by insiders | 18.3% | 46.5% |
| Insider net buying, 12 months | −$26.8M | $13.0M (better) |
| Short interest, % of float | 10.8% | 7.7% |
Go deeper
- FLYW stock overview
- FLYW income statement
- FLYW valuation and score
- RPAY stock overview
- RPAY income statement
- RPAY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.