Flywire vs Payoneer Global
FLYW and PAYO side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FLYW and PAYO compare
Flywire and Payoneer Global are about the same size, with market caps of $2.4B and $2.4B.
On earnings, Payoneer Global is cheaper: it trades at 47.7× trailing earnings, against 75.7× for Flywire.
Flywire grew revenue faster over the last twelve months (32.2% versus 6.3% for Payoneer Global).
Flywire keeps more of each dollar of sales as profit, with a net margin of 4.8% compared with 4.6% at Payoneer Global.
Payoneer Global scores higher on the StockData Score (11 against 7 for Flywire), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FLYW | PAYO |
|---|---|---|
| Size and price | ||
| Market cap | $2.4B | $2.4B |
| Share price | $19.69 | $7.15 |
| Change, 1 year | 46.0% | 21.8% |
| Change, 5 years | −53.6% | −5.9% |
| Beta (5Y) | 1.59 | 1.17 |
| Employees | 1,400 | 2,540 |
| StockData Score | ||
| Total score | 7 | 11 (better) |
| Valuation score | 0 | 0 |
| Growth score | 2 | 2 |
| Performance score | 2 | 4 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 75.7× | 47.7× (better) |
| P/S | 3.4× | 2.2× (better) |
| P/B | 2.9× (better) | 3.7× |
| EV/EBITDA | 36.6× | 11.0× (better) |
| P/FCF | 14.5× | 13.4× (better) |
| FCF yield | 6.9% | 7.5% (better) |
| Fair value | $8.92 | $5.78 |
| Margin of safety | −121% | −23.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 32.2% (better) | 6.3% |
| Revenue growth, 5Y average | 36.4% (better) | 25.0% |
| Net income growth (TTM) | 398% (better) | −49.6% |
| EPS growth (TTM) | 420% (better) | −40.0% |
| Profitability | ||
| Operating margin | 5.5% | 10.4% (better) |
| Net margin | 4.8% (better) | 4.6% |
| FCF margin | 23.2% (better) | 16.8% |
| Return on equity | 4.2% | 7.1% (better) |
| Return on invested capital | 6.3% | 20.8% (better) |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Interest coverage | 16.7× | – |
| Current ratio | 1.52 (better) | 1.00 |
| Altman Z-score | 4.87 (better) | 0.38 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Buyback yield | – | 8.9% |
| Shareholder yield | 0.00% | 8.9% (better) |
| Ownership | ||
| Held by institutions | 107% | 89.5% |
| Held by insiders | 18.3% | 21.0% |
| Insider net buying, 12 months | −$24.1M | −$175K (better) |
| Short interest, % of float | 12.5% | 5.3% |
Go deeper
- FLYW stock overview
- FLYW income statement
- FLYW valuation and score
- PAYO stock overview
- PAYO income statement
- PAYO valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.