Flywire vs International Money Express
FLYW and IMXI side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FLYW and IMXI compare
Flywire is the larger company, worth 8.7 times as much as International Money Express ($2.4B against $277M).
On earnings, International Money Express is cheaper: it trades at 14.5× trailing earnings, against 75.7× for Flywire.
Flywire grew revenue faster over the last twelve months (32.2% versus −13.5% for International Money Express).
Flywire keeps more of each dollar of sales as profit, with a net margin of 4.8% compared with 3.4% at International Money Express.
International Money Express scores higher on the StockData Score (11 against 7 for Flywire), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FLYW | IMXI |
|---|---|---|
| Size and price | ||
| Market cap | $2.4B | $277M |
| Share price | $19.69 | $9.16 |
| Change, 1 year | 46.0% | −38.3% |
| Change, 5 years | −53.6% | −46.1% |
| Beta (5Y) | 1.59 | 0.76 |
| Employees | 1,400 | 531 |
| StockData Score | ||
| Total score | 7 | 11 (better) |
| Valuation score | 0 | 5 (better) |
| Growth score | 2 (better) | 0 |
| Performance score | 2 | 2 |
| Health score | 3 | 4 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 75.7× | 14.5× (better) |
| P/S | 3.4× | 0.5× (better) |
| P/B | 2.9× | 1.6× (better) |
| EV/EBITDA | 36.6× | 4.5× (better) |
| P/FCF | 14.5× (better) | 31.3× |
| FCF yield | 6.9% (better) | 3.2% |
| Fair value | $8.92 | $17.86 |
| Margin of safety | −121% | 48.7% (better) |
| Growth | ||
| Revenue growth (TTM) | 32.2% (better) | −13.5% |
| Revenue growth, 5Y average | 36.4% (better) | 11.2% |
| Net income growth (TTM) | 398% (better) | −63.8% |
| EPS growth (TTM) | 420% (better) | −61.6% |
| EPS growth, 5Y average | – | 4.2% |
| Profitability | ||
| Operating margin | 5.5% | 6.2% (better) |
| Net margin | 4.8% (better) | 3.4% |
| FCF margin | 23.2% (better) | 1.6% |
| Return on equity | 4.2% | 11.9% (better) |
| Return on invested capital | 6.3% | 19.3% (better) |
| Financial health | ||
| Debt / equity | – | 0.67 |
| Net debt / EBITDA | – | −0.69 |
| Interest coverage | 16.7× (better) | 3.3× |
| Current ratio | 1.52 | 1.96 (better) |
| Altman Z-score | 4.87 (better) | 3.37 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Buyback yield | – | 0.00% |
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 107% | 95.8% |
| Held by insiders | 18.3% | 16.8% |
| Insider net buying, 12 months | −$24.1M | – |
| Short interest, % of float | 12.5% | 9.0% |
Go deeper
- FLYW stock overview
- FLYW income statement
- FLYW valuation and score
- IMXI stock overview
- IMXI income statement
- IMXI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.