Flagstar Bank, National Association vs Third Coast Bancshares
FLG and TCBX side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FLG and TCBX compare
Flagstar Bank, National Association is the larger company, worth 6.6 times as much as Third Coast Bancshares ($4.4B against $664M).
On earnings, Third Coast Bancshares is cheaper: it trades at 10.1× trailing earnings, against 350× for Flagstar Bank, National Association.
Third Coast Bancshares grew revenue faster over the last twelve months (26.4% versus −6.4% for Flagstar Bank, National Association).
Third Coast Bancshares keeps more of each dollar of sales as profit, with a net margin of 31.4% compared with 2.3% at Flagstar Bank, National Association.
Flagstar Bank, National Association pays a dividend yielding 0.38%; Third Coast Bancshares does not pay one.
Third Coast Bancshares scores higher on the StockData Score (16 against 9 for Flagstar Bank, National Association), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FLG | TCBX |
|---|---|---|
| Size and price | ||
| Market cap | $4.4B | $664M |
| Share price | $10.51 | $39.89 |
| Change, 1 year | −8.8% | 8.8% |
| Change, 5 years | −71.7% | – |
| Beta (5Y) | 0.99 | 0.57 |
| Employees | 5,631 | 412 |
| StockData Score | ||
| Total score | 9 | 16 (better) |
| Valuation score | 2 | 5 (better) |
| Growth score | 1 | 3 (better) |
| Performance score | 0 | 5 (better) |
| Health score | 4 (better) | 3 |
| Dividend score | 2 (better) | 0 |
| Valuation | ||
| P/E | 350× | 10.1× (better) |
| P/S | 2.1× (better) | 2.8× |
| P/B | 0.5× (better) | 1.0× |
| PEG | – | 0.23 |
| Fair value | – | $45.50 |
| Margin of safety | – | 12.3% |
| Growth | ||
| Revenue growth (TTM) | −6.4% | 26.4% (better) |
| Revenue growth, 5Y average | 148% (better) | 24.2% |
| Net income growth (TTM) | – | 30.7% |
| EPS growth (TTM) | – | 23.1% |
| EPS growth, 5Y average | – | 14.7% |
| Profitability | ||
| Net margin | 2.3% | 31.4% (better) |
| Return on equity | 0.59% | 12.7% (better) |
| Financial health | ||
| Debt / equity | 0.52 | – |
| Altman Z-score | 0.04 | 0.15 (better) |
| Piotroski F-score | 2 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.38% | – |
| Payout ratio | 33.3% | – |
| Years of dividend growth | 0 | – |
| Shareholder yield | 0.38% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 88.3% | 60.3% |
| Held by insiders | 28.4% | 15.5% |
| Insider net buying, 12 months | $1.2K (better) | −$115K |
| Short interest, % of float | 15.8% | 3.8% |
Go deeper
- FLG stock overview
- FLG income statement
- FLG valuation and score
- TCBX stock overview
- TCBX income statement
- TCBX valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.