Finwise Bancorp vs Western Alliance Bancorporation
FINW and WAL side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FINW and WAL compare
Western Alliance Bancorporation is the larger company, worth 40 times as much as Finwise Bancorp ($8.1B against $202M).
On earnings, Western Alliance Bancorporation is cheaper: it trades at 8.4× trailing earnings, against 10.8× for Finwise Bancorp.
Western Alliance Bancorporation grew revenue faster over the last twelve months (146% versus 135% for Finwise Bancorp).
Western Alliance Bancorporation keeps more of each dollar of sales as profit, with a net margin of 436% compared with 7.6% at Finwise Bancorp.
Western Alliance Bancorporation pays a dividend yielding 2.2%; Finwise Bancorp does not pay one.
Western Alliance Bancorporation scores higher on the StockData Score (16 against 12 for Finwise Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FINW | WAL |
|---|---|---|
| Size and price | ||
| Market cap | $202M | $8.1B |
| Share price | $14.53 | $75.64 |
| Change, 1 year | −23.2% | −5.0% |
| Change, 5 years | 14.1% | −33.9% |
| Beta (5Y) | 0.44 | 1.49 |
| Employees | 198 | 3,769 |
| StockData Score | ||
| Total score | 12 | 16 (better) |
| Valuation score | 4 | 4 |
| Growth score | 2 | 2 |
| Performance score | 1 | 4 (better) |
| Health score | 5 (better) | 4 |
| Dividend score | 0 | 2 (better) |
| Valuation | ||
| P/E | 10.8× | 8.4× (better) |
| P/S | 0.8× (better) | 35.5× |
| P/B | 1.0× (better) | 1.1× |
| P/FCF | 3.1× | – |
| FCF yield | 32.5% | – |
| Fair value | $16.02 | $92.96 |
| Margin of safety | 9.3% | 18.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 135% | 146% (better) |
| Revenue growth, 5Y average | – | −35.7% |
| Net income growth (TTM) | 25.8% (better) | 11.1% |
| EPS growth (TTM) | 27.4% (better) | 11.9% |
| EPS growth, 5Y average | – | 11.6% |
| Profitability | ||
| Net margin | 7.6% | 436% (better) |
| FCF margin | 26.6% | – |
| Return on equity | 9.5% | 13.3% (better) |
| Financial health | ||
| Debt / equity | – | 0.55 |
| Altman Z-score | 0.63 (better) | 0.14 |
| Piotroski F-score | 3 | 4 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 2.2% |
| Years of dividend growth | – | 5 |
| Dividend growth, 5Y average | – | 44.2% |
| Buyback yield | – | 2.5% |
| Shareholder yield | 0.00% | 4.7% (better) |
| Ownership | ||
| Held by institutions | 29.3% | 91.3% |
| Held by insiders | 19.7% | 5.2% |
| Insider net buying, 12 months | $53.4K (better) | −$5.9M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 0.78% | 5.5% |
Go deeper
- FINW stock overview
- FINW income statement
- FINW valuation and score
- WAL stock overview
- WAL income statement
- WAL valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.