Figure Technology Solutions vs Finance of America Companies
FIGR and FOA side by side, both in non-depository credit institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FIGR and FOA compare
Figure Technology Solutions is the larger company, worth 28 times as much as Finance of America Companies ($5.4B against $197M).
Figure Technology Solutions keeps more of each dollar of sales as profit, with a net margin of 33.5% compared with −19.2% at Finance of America Companies.
Finance of America Companies scores higher on the StockData Score (7 against 6 for Figure Technology Solutions), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FIGR | FOA |
|---|---|---|
| Size and price | ||
| Market cap | $5.4B | $197M |
| Share price | $24.19 | $11.37 |
| Change, 1 year | −35.7% | −50.7% |
| Change, 5 years | −96.0% | −78.1% |
| Beta (5Y) | −0.69 | 0.74 |
| Employees | 307 | 784 |
| StockData Score | ||
| Total score | 6 | 7 (better) |
| Valuation score | 0 | 1 (better) |
| Growth score | 1 | 1 |
| Performance score | 3 (better) | 1 |
| Health score | 2 | 4 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 25.2× | – |
| P/S | 7.7× | 1.0× (better) |
| P/B | 3.8× | – |
| EV/EBITDA | 21.4× | – |
| Fair value | $10.17 | – |
| Margin of safety | −138% | – |
| Growth | ||
| Revenue growth (TTM) | 88.8% | – |
| Revenue growth, 5Y average | – | −22.7% |
| Net income growth (TTM) | 283% | – |
| EPS growth (TTM) | 500% | – |
| Profitability | ||
| Operating margin | 28.4% | – |
| Net margin | 33.5% (better) | −19.2% |
| Return on equity | 26.8% | – |
| Return on invested capital | 52.2% | – |
| Financial health | ||
| Debt / equity | 0.22 | – |
| Net debt / EBITDA | −5.57 | – |
| Current ratio | 1.86 | – |
| Altman Z-score | 2.90 (better) | −0.02 |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Buyback yield | – | 41.5% |
| Shareholder yield | 0.00% | 41.5% (better) |
| Ownership | ||
| Held by institutions | 53.2% | 27.7% |
| Held by insiders | 30.6% | – |
| Insider net buying, 12 months | −$56.2M (better) | −$95.7M |
| Superinvestors holding | 1 | 1 |
Go deeper
- FIGR stock overview
- FIGR income statement
- FIGR valuation and score
- FOA stock overview
- FOA income statement
- FOA valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.