First Financial Bankshares vs Seacoast Banking Corp of Florida
FFIN and SBCF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FFIN and SBCF compare
First Financial Bankshares is the larger company, worth 1.3 times as much as Seacoast Banking Corp of Florida ($4.3B against $3.3B).
On earnings, First Financial Bankshares is cheaper: it trades at 14.9× trailing earnings, against 19.9× for Seacoast Banking Corp of Florida.
First Financial Bankshares keeps more of each dollar of sales as profit, with a net margin of 42.9% compared with 23.5% at Seacoast Banking Corp of Florida.
Both pay dividends: First Financial Bankshares yields 2.7% and Seacoast Banking Corp of Florida 2.3%.
First Financial Bankshares scores higher on the StockData Score (15 against 11 for Seacoast Banking Corp of Florida), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FFIN | SBCF |
|---|---|---|
| Size and price | ||
| Market cap | $4.3B | $3.3B |
| Share price | $30.26 | $33.58 |
| Change, 1 year | −3.8% | 7.6% |
| Change, 5 years | −43.2% | −8.7% |
| Beta (5Y) | 0.74 | 0.77 |
| Employees | 1,600 | 867 |
| StockData Score | ||
| Total score | 15 (better) | 11 |
| Valuation score | 2 (better) | 1 |
| Growth score | 0 | 3 (better) |
| Performance score | 5 (better) | 1 |
| Health score | 4 | 4 |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 14.9× (better) | 19.9× |
| P/S | 6.4× | 4.1× (better) |
| P/B | 2.4× | 1.3× (better) |
| P/FCF | 13.2× | – |
| PEG | 5.79 | – |
| FCF yield | 7.6% | – |
| Fair value | $31.22 | $29.02 |
| Margin of safety | 3.1% (better) | −15.7% |
| Growth | ||
| Revenue growth (TTM) | – | 35.7% |
| Revenue growth, 5Y average | 196% (better) | 15.0% |
| Net income growth (TTM) | – | 28.2% |
| EPS growth (TTM) | – | 0.00% |
| EPS growth, 5Y average | 4.5% (better) | 1.7% |
| Profitability | ||
| Net margin | 42.9% (better) | 23.5% |
| FCF margin | 48.3% | – |
| Return on equity | 15.9% (better) | 7.5% |
| Financial health | ||
| Debt / equity | 0.01 | – |
| Altman Z-score | 0.39 (better) | 0.19 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.7% (better) | 2.3% |
| Payout ratio | 38.9% | – |
| Years of dividend growth | 6 (better) | 4 |
| Dividend growth, 5Y average | 8.0% | – |
| Buyback yield | – | 1.2% |
| Shareholder yield | 2.7% | 3.5% (better) |
| Ownership | ||
| Held by institutions | 65.6% | 91.7% |
| Held by insiders | 3.3% | 0.62% |
| Insider net buying, 12 months | $665K (better) | −$3.0M |
| Short interest, % of float | 6.3% | 5.2% |
Go deeper
- FFIN stock overview
- FFIN income statement
- FFIN valuation and score
- SBCF stock overview
- SBCF income statement
- SBCF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.