Fidelity D & D Bancorp vs Peoples Financial Services
FDBC and PFIS side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FDBC and PFIS compare
Peoples Financial Services is the larger company, worth 1.9 times as much as Fidelity D & D Bancorp ($728M against $391M).
On earnings, Peoples Financial Services is cheaper: it trades at 12.0× trailing earnings, against 12.2× for Fidelity D & D Bancorp.
Fidelity D & D Bancorp grew revenue faster over the last twelve months (14.6% versus 8.9% for Peoples Financial Services).
Fidelity D & D Bancorp keeps more of each dollar of sales as profit, with a net margin of 31.2% compared with 30.1% at Peoples Financial Services.
Both pay dividends: Fidelity D & D Bancorp yields 3.2% and Peoples Financial Services 3.4%.
Fidelity D & D Bancorp scores higher on the StockData Score (16 against 14 for Peoples Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FDBC | PFIS |
|---|---|---|
| Size and price | ||
| Market cap | $391M | $728M |
| Share price | $67.25 | $72.69 |
| Change, 1 year | 50.3% | 54.4% |
| Change, 5 years | 25.9% | 46.3% |
| Beta (5Y) | 0.65 | 0.56 |
| Employees | 265 | 547 |
| StockData Score | ||
| Total score | 16 (better) | 14 |
| Valuation score | 0 | 1 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 5 (better) | 4 |
| Health score | 5 (better) | 4 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 12.2× | 12.0× (better) |
| P/S | 3.8× | 3.6× (better) |
| P/B | 1.6× | 1.4× (better) |
| P/FCF | 11.1× (better) | 16.0× |
| PEG | – | 3.29 |
| FCF yield | 9.0% (better) | 6.2% |
| Fair value | $59.17 | $63.52 |
| Margin of safety | −13.7% (better) | −14.4% |
| Growth | ||
| Revenue growth (TTM) | 14.6% (better) | 8.9% |
| Revenue growth, 5Y average | 9.6% | 14.2% (better) |
| Net income growth (TTM) | 23.3% (better) | 13.8% |
| EPS growth (TTM) | 22.2% (better) | 14.4% |
| EPS growth, 5Y average | 11.5% (better) | 8.0% |
| Profitability | ||
| Net margin | 31.2% (better) | 30.1% |
| FCF margin | 34.1% (better) | 22.5% |
| Return on equity | 13.5% (better) | 11.7% |
| Financial health | ||
| Debt / equity | 0.54 | 0.04 (better) |
| Altman Z-score | 0.20 | 0.20 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% | 3.4% (better) |
| Payout ratio | 30.8% | 41.1% |
| Years of dividend growth | 11 (better) | 9 |
| Dividend growth, 5Y average | 7.4% | 11.4% (better) |
| Shareholder yield | 3.2% | 3.4% (better) |
| Ownership | ||
| Held by institutions | 25.9% | 35.6% |
| Held by insiders | 22.5% | 8.3% |
| Insider net buying, 12 months | $465K (better) | −$1.4M |
| Short interest, % of float | 0.72% | 3.6% |
Go deeper
- FDBC stock overview
- FDBC income statement
- FDBC valuation and score
- PFIS stock overview
- PFIS income statement
- PFIS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.