FirstCash vs Signet Jewelers
FCFS and SIG side by side, both in miscellaneous retail. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCFS and SIG compare
FirstCash is the larger company, worth 1.8 times as much as Signet Jewelers ($7.9B against $4.4B).
On earnings, Signet Jewelers is cheaper: it trades at 13.1× trailing earnings, against 20.0× for FirstCash.
FirstCash grew revenue faster over the last twelve months (22.9% versus 0.59% for Signet Jewelers).
FirstCash keeps more of each dollar of sales as profit, with a net margin of 9.5% compared with 5.2% at Signet Jewelers.
Both pay dividends: FirstCash yields 1.2% and Signet Jewelers 0.61%.
FirstCash scores higher on the StockData Score (20 against 16 for Signet Jewelers), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCFS | SIG |
|---|---|---|
| Size and price | ||
| Market cap | $7.9B | $4.4B |
| Share price | $184.70 | $113.98 |
| Change, 1 year | 14.3% | 7.5% |
| Change, 5 years | 171% | 5.4% |
| Beta (5Y) | 0.44 | 1.26 |
| Employees | 22K | 889 |
| StockData Score | ||
| Total score | 20 (better) | 16 |
| Valuation score | 1 | 2 (better) |
| Growth score | 6 (better) | 1 |
| Performance score | 4 | 4 |
| Health score | 6 | 6 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 20.0× | 13.1× (better) |
| P/S | 1.8× | 0.6× (better) |
| P/B | 3.5× | 2.4× (better) |
| EV/EBITDA | – | 6.3× |
| P/FCF | – | 8.1× |
| PEG | 1.75 (better) | 6.06 |
| FCF yield | – | 12.3% |
| Fair value | $162.80 | $122.30 |
| Margin of safety | −13.5% | 6.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 22.9% (better) | 0.59% |
| Revenue growth, 5Y average | 17.5% (better) | 5.4% |
| Net income growth (TTM) | 31.2% | 168% (better) |
| EPS growth (TTM) | 33.2% | 191% (better) |
| EPS growth, 5Y average | 23.7% | – |
| Profitability | ||
| Gross margin | 50.2% (better) | 39.1% |
| Operating margin | – | 6.8% |
| Net margin | 9.5% (better) | 5.2% |
| FCF margin | – | 7.9% |
| Return on equity | 18.2% | 19.9% (better) |
| Return on invested capital | – | 26.0% |
| Financial health | ||
| Debt / equity | 0.00 | 0.00 |
| Current ratio | 4.81 (better) | 1.64 |
| Altman Z-score | 3.05 | 3.43 (better) |
| Piotroski F-score | 8 | 9 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.2% (better) | 0.61% |
| Payout ratio | 18.1% | 15.0% |
| Years of dividend growth | 10 (better) | 5 |
| Dividend growth, 5Y average | 8.2% | – |
| Buyback yield | 3.5% | 5.2% (better) |
| Shareholder yield | 4.6% | 5.8% (better) |
| Ownership | ||
| Held by institutions | 99.6% | 113% |
| Held by insiders | 26.4% | 2.6% |
| Insider net buying, 12 months | −$14.7M | −$863K (better) |
| Short interest, % of float | 9.6% | 12.7% |
Go deeper
- FCFS stock overview
- FCFS income statement
- FCFS valuation and score
- SIG stock overview
- SIG income statement
- SIG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.