First Capital vs Fifth District Bancorp
FCAP and FDSB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCAP and FDSB compare
First Capital is the larger company, worth 2.3 times as much as Fifth District Bancorp ($216M against $92.0M).
On earnings, First Capital is cheaper: it trades at 11.7× trailing earnings, against 51.7× for Fifth District Bancorp.
First Capital grew revenue faster over the last twelve months (3.4% versus −8.1% for Fifth District Bancorp).
First Capital keeps more of each dollar of sales as profit, with a net margin of 253% compared with 10.6% at Fifth District Bancorp.
First Capital pays a dividend yielding 1.9%; Fifth District Bancorp does not pay one.
First Capital scores higher on the StockData Score (18 against 2 for Fifth District Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCAP | FDSB |
|---|---|---|
| Size and price | ||
| Market cap | $216M | $92.0M |
| Share price | $64.62 | $17.57 |
| Change, 1 year | 46.8% | 33.5% |
| Change, 5 years | 59.4% | – |
| Beta (5Y) | 0.29 | 0.26 |
| Employees | 176 | 66 |
| StockData Score | ||
| Total score | 18 (better) | 2 |
| Valuation score | 1 | 1 |
| Growth score | 2 (better) | 0 |
| Performance score | 5 (better) | 0 |
| Health score | 6 (better) | 1 |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 11.7× (better) | 51.7× |
| P/S | 29.6× | 6.0× (better) |
| P/B | 1.5× | 0.7× (better) |
| P/FCF | 10.0× (better) | 39.9× |
| PEG | 1.04 | – |
| FCF yield | 10.0% (better) | 2.5% |
| Fair value | $54.97 | $13.36 |
| Margin of safety | −17.5% (better) | −31.6% |
| Growth | ||
| Revenue growth (TTM) | 3.4% (better) | −8.1% |
| Revenue growth, 5Y average | 4.5% | – |
| Net income growth (TTM) | 40.1% (better) | −55.9% |
| EPS growth (TTM) | 40.4% (better) | −53.4% |
| EPS growth, 5Y average | 10.1% | – |
| Profitability | ||
| Net margin | 253% (better) | 10.6% |
| FCF margin | 298% (better) | 15.0% |
| Return on equity | 13.9% (better) | 1.3% |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Altman Z-score | 0.25 | 0.39 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | – |
| Payout ratio | 22.6% | – |
| Years of dividend growth | 3 | – |
| Dividend growth, 5Y average | 4.6% | – |
| Shareholder yield | 1.9% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 26.8% | 24.6% |
| Held by insiders | 3.8% | 6.0% |
| Insider net buying, 12 months | – | −$204K |
| Short interest, % of float | 5.3% | 0.15% |
Go deeper
- FCAP stock overview
- FCAP income statement
- FCAP valuation and score
- FDSB stock overview
- FDSB income statement
- FDSB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.