First BanCorp vs Flagstar Bank, National Association
FBP and FLG side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FBP and FLG compare
First BanCorp and Flagstar Bank, National Association are about the same size, with market caps of $4.0B and $4.4B.
On earnings, First BanCorp is cheaper: it trades at 11.0× trailing earnings, against 350× for Flagstar Bank, National Association.
First BanCorp grew revenue faster over the last twelve months (2.0% versus −6.4% for Flagstar Bank, National Association).
First BanCorp keeps more of each dollar of sales as profit, with a net margin of 29.0% compared with 2.3% at Flagstar Bank, National Association.
Both pay dividends: First BanCorp yields 2.3% and Flagstar Bank, National Association 0.38%.
First BanCorp scores higher on the StockData Score (17 against 9 for Flagstar Bank, National Association), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FBP | FLG |
|---|---|---|
| Size and price | ||
| Market cap | $4.0B | $4.4B |
| Share price | $26.18 | $10.51 |
| Change, 1 year | 36.0% | −8.8% |
| Change, 5 years | 84.4% | −71.7% |
| Beta (5Y) | 0.85 | 0.99 |
| Employees | 3,218 | 5,631 |
| StockData Score | ||
| Total score | 17 (better) | 9 |
| Valuation score | 2 | 2 |
| Growth score | 1 | 1 |
| Performance score | 5 (better) | 0 |
| Health score | 5 (better) | 4 |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 11.0× (better) | 350× |
| P/S | 3.1× | 2.1× (better) |
| P/B | 2.0× | 0.5× (better) |
| P/FCF | 9.1× | – |
| PEG | 1.04 | – |
| FCF yield | 11.0% | – |
| Fair value | $23.52 | – |
| Margin of safety | −11.3% | – |
| Growth | ||
| Revenue growth (TTM) | 2.0% (better) | −6.4% |
| Revenue growth, 5Y average | 9.3% | 148% (better) |
| Net income growth (TTM) | 21.5% | – |
| EPS growth (TTM) | 26.1% | – |
| EPS growth, 5Y average | 36.1% | – |
| Profitability | ||
| Net margin | 29.0% (better) | 2.3% |
| FCF margin | 34.4% | – |
| Return on equity | 19.5% (better) | 0.59% |
| Financial health | ||
| Debt / equity | – | 0.52 |
| Altman Z-score | 0.38 (better) | 0.04 |
| Piotroski F-score | 7 (better) | 2 |
| Dividends and buybacks | ||
| Dividend yield | 2.3% (better) | 0.38% |
| Payout ratio | 32.1% | 33.3% |
| Years of dividend growth | 8 (better) | 0 |
| Dividend growth, 5Y average | 29.2% | – |
| Buyback yield | 5.1% | – |
| Shareholder yield | 7.4% (better) | 0.38% |
| Ownership | ||
| Held by institutions | 96.7% | 88.3% |
| Held by insiders | 2.5% | 28.4% |
| Insider net buying, 12 months | −$2.4M | $1.2K (better) |
| Short interest, % of float | 4.9% | 15.8% |
Go deeper
- FBP stock overview
- FBP income statement
- FBP valuation and score
- FLG stock overview
- FLG income statement
- FLG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.