Essent vs Octave Specialty
ESNT and OSG side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ESNT and OSG compare
Essent is the larger company, worth 24 times as much as Octave Specialty ($5.8B against $241M).
Octave Specialty grew revenue faster over the last twelve months (36.0% versus 9.6% for Essent).
Essent keeps more of each dollar of sales as profit, with a net margin of 49.1% compared with −17.7% at Octave Specialty.
Essent pays a dividend yielding 1.6%; Octave Specialty does not pay one.
Essent scores higher on the StockData Score (10 against 4 for Octave Specialty), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ESNT | OSG |
|---|---|---|
| Size and price | ||
| Market cap | $5.8B | $241M |
| Share price | $64.58 | $5.34 |
| Change, 1 year | 5.0% | −46.1% |
| Change, 5 years | 42.4% | −67.4% |
| Beta (5Y) | 0.76 | 0.71 |
| Employees | 514 | 275 |
| StockData Score | ||
| Total score | 10 (better) | 4 |
| Valuation score | 3 (better) | 2 |
| Growth score | 0 | 2 (better) |
| Performance score | 3 (better) | 0 |
| Health score | 0 | 0 |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 8.8× | – |
| P/S | 4.2× | 0.7× (better) |
| P/B | 1.0× | 0.4× (better) |
| EV/EBITDA | 6.6× | – |
| P/FCF | 6.8× | – |
| FCF yield | 14.7% | – |
| Fair value | $76.31 | – |
| Margin of safety | 15.4% | – |
| Growth | ||
| Revenue growth (TTM) | 9.6% | 36.0% (better) |
| Revenue growth, 5Y average | 5.7% | 10.0% (better) |
| Net income growth (TTM) | −3.3% | – |
| EPS growth (TTM) | 6.6% | – |
| EPS growth, 5Y average | 12.2% | – |
| Profitability | ||
| Net margin | 49.1% (better) | −17.7% |
| FCF margin | 61.6% | – |
| Return on equity | 12.0% (better) | −7.9% |
| Financial health | ||
| Altman Z-score | 2.97 (better) | 0.46 |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.6% | – |
| Payout ratio | 18.4% | – |
| Years of dividend growth | 6 | – |
| Dividend growth, 5Y average | 14.1% | – |
| Buyback yield | 9.7% | – |
| Shareholder yield | 11.3% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 96.7% | 66.7% |
| Held by insiders | 3.7% | 6.2% |
| Insider net buying, 12 months | −$19.9M | $91.1K (better) |
| Short interest, % of float | 4.0% | 3.6% |
Go deeper
- ESNT stock overview
- ESNT income statement
- ESNT valuation and score
- OSG stock overview
- OSG income statement
- OSG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.