Eagle Bancorp vs Five Star Bancorp
EGBN and FSBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How EGBN and FSBC compare
Eagle Bancorp and Five Star Bancorp are about the same size, with market caps of $1.0B and $1.1B.
On earnings, Five Star Bancorp is cheaper: it trades at 12.6× trailing earnings, against 24.2× for Eagle Bancorp.
Five Star Bancorp grew revenue faster over the last twelve months (26.0% versus 2.5% for Eagle Bancorp).
Five Star Bancorp keeps more of each dollar of sales as profit, with a net margin of 41.0% compared with 14.4% at Eagle Bancorp.
Both pay dividends: Eagle Bancorp yields 0.12% and Five Star Bancorp 2.3%.
Five Star Bancorp scores higher on the StockData Score (13 against 8 for Eagle Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | EGBN | FSBC |
|---|---|---|
| Size and price | ||
| Market cap | $1.0B | $1.1B |
| Share price | $34.30 | $44.42 |
| Change, 1 year | 110% | 28.9% |
| Change, 5 years | −42.0% | 44.0% |
| Beta (5Y) | 0.64 | 0.81 |
| Employees | 492 | 233 |
| StockData Score | ||
| Total score | 8 | 13 (better) |
| Valuation score | 2 (better) | 0 |
| Growth score | 0 | 3 (better) |
| Performance score | 1 | 4 (better) |
| Health score | 2 | 3 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 24.2× | 12.6× (better) |
| P/S | 3.5× (better) | 5.8× |
| P/B | 0.9× (better) | 1.8× |
| P/FCF | 11.5× (better) | 12.4× |
| PEG | – | 3.52 |
| FCF yield | 8.7% (better) | 8.1% |
| Fair value | $25.74 | $39.60 |
| Margin of safety | −33.2% | −12.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 2.5% | 26.0% (better) |
| Revenue growth, 5Y average | −4.0% | 16.3% (better) |
| Net income growth (TTM) | – | 35.4% |
| EPS growth (TTM) | – | 30.7% |
| EPS growth, 5Y average | – | −4.1% |
| Profitability | ||
| Net margin | 14.4% | 41.0% (better) |
| FCF margin | 30.3% | 46.6% (better) |
| Return on equity | 3.8% | 14.8% (better) |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Altman Z-score | 0.24 (better) | 0.22 |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.12% | 2.3% (better) |
| Payout ratio | 2.8% | 27.2% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | −10.3% (better) | −21.2% |
| Shareholder yield | 0.12% | 2.3% (better) |
| Ownership | ||
| Held by institutions | 78.7% | 52.9% |
| Held by insiders | 3.5% | 18.1% |
| Insider net buying, 12 months | −$511K | $5.3M (better) |
| Short interest, % of float | 11.3% | 6.1% |
Go deeper
- EGBN stock overview
- EGBN income statement
- EGBN valuation and score
- FSBC stock overview
- FSBC income statement
- FSBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.