Eastern Bankshares vs NB Bancorp
EBC and NBBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How EBC and NBBK compare
Eastern Bankshares is the larger company, worth 5.4 times as much as NB Bancorp ($5.3B against $970M).
On earnings, NB Bancorp is cheaper: it trades at 13.3× trailing earnings, against 13.3× for Eastern Bankshares.
NB Bancorp grew revenue faster over the last twelve months (43.2% versus 17.0% for Eastern Bankshares).
Eastern Bankshares keeps more of each dollar of sales as profit, with a net margin of 251% compared with 23.6% at NB Bancorp.
Both pay dividends: Eastern Bankshares yields 2.4% and NB Bancorp 1.3%.
Eastern Bankshares scores higher on the StockData Score (17 against 14 for NB Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | EBC | NBBK |
|---|---|---|
| Size and price | ||
| Market cap | $5.3B | $970M |
| Share price | $22.98 | $22.13 |
| Change, 1 year | 32.1% | 20.8% |
| Change, 5 years | 8.3% | – |
| Beta (5Y) | 0.72 | 0.82 |
| Employees | 2,450 | 342 |
| StockData Score | ||
| Total score | 17 (better) | 14 |
| Valuation score | 2 | 2 |
| Growth score | 3 (better) | 2 |
| Performance score | 5 (better) | 4 |
| Health score | 4 (better) | 3 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 13.3× | 13.3× (better) |
| P/S | 34.6× | 3.4× (better) |
| P/B | 1.3× | 1.1× (better) |
| P/FCF | – | 8.0× |
| FCF yield | – | 12.5% |
| Fair value | $22.18 | $21.63 |
| Margin of safety | −3.6% | −2.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 17.0% | 43.2% (better) |
| Revenue growth, 5Y average | −2.8% | – |
| Net income growth (TTM) | 670% (better) | 15.0% |
| EPS growth (TTM) | 592% (better) | 7.7% |
| EPS growth, 5Y average | 27.0% | – |
| Profitability | ||
| Net margin | 251% (better) | 23.6% |
| FCF margin | – | 42.8% |
| Return on equity | 9.5% (better) | 8.4% |
| Financial health | ||
| Altman Z-score | 0.22 (better) | 0.21 |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.4% (better) | 1.3% |
| Payout ratio | 32.5% | 18.1% |
| Years of dividend growth | 4 | – |
| Buyback yield | 4.9% (better) | 4.8% |
| Shareholder yield | 7.4% (better) | 6.0% |
| Ownership | ||
| Held by institutions | 84.6% | 51.5% |
| Held by insiders | 1.1% | 4.9% |
| Insider net buying, 12 months | −$3.8M | $818K (better) |
| Short interest, % of float | 8.4% | 3.6% |
Go deeper
- EBC stock overview
- EBC income statement
- EBC valuation and score
- NBBK stock overview
- NBBK income statement
- NBBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.