Eastern Bankshares vs Farmers & Merchants Bancorp
EBC and FMAO side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How EBC and FMAO compare
Eastern Bankshares is the larger company, worth 10 times as much as Farmers & Merchants Bancorp ($5.2B against $507M).
On earnings, Farmers & Merchants Bancorp is cheaper: it trades at 11.8× trailing earnings, against 13.2× for Eastern Bankshares.
Eastern Bankshares grew revenue faster over the last twelve months (17.0% versus 15.8% for Farmers & Merchants Bancorp).
Eastern Bankshares keeps more of each dollar of sales as profit, with a net margin of 251% compared with 31.9% at Farmers & Merchants Bancorp.
Both pay dividends: Eastern Bankshares yields 2.4% and Farmers & Merchants Bancorp 2.6%.
Eastern Bankshares scores higher on the StockData Score (17 against 16 for Farmers & Merchants Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | EBC | FMAO |
|---|---|---|
| Size and price | ||
| Market cap | $5.2B | $507M |
| Share price | $22.88 | $36.81 |
| Change, 1 year | 29.2% | 49.5% |
| Change, 5 years | 7.9% | 41.4% |
| Beta (5Y) | 0.72 | 0.71 |
| Employees | 2,450 | 474 |
| StockData Score | ||
| Total score | 17 (better) | 16 |
| Valuation score | 2 | 2 |
| Growth score | 3 (better) | 2 |
| Performance score | 5 | 5 |
| Health score | 4 (better) | 3 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 13.2× | 11.8× (better) |
| P/S | 34.4× | 3.8× (better) |
| P/B | 1.2× (better) | 1.3× |
| P/FCF | – | 11.2× |
| FCF yield | – | 9.0% |
| Fair value | $22.02 | $35.00 |
| Margin of safety | −3.9% (better) | −5.2% |
| Growth | ||
| Revenue growth (TTM) | 17.0% (better) | 15.8% |
| Revenue growth, 5Y average | −2.8% | 9.7% (better) |
| Net income growth (TTM) | 670% (better) | 33.9% |
| EPS growth (TTM) | 592% (better) | 34.1% |
| EPS growth, 5Y average | 27.0% (better) | 6.2% |
| Profitability | ||
| Net margin | 251% (better) | 31.9% |
| FCF margin | – | 33.9% |
| Return on equity | 9.5% | 11.4% (better) |
| Financial health | ||
| Altman Z-score | 0.22 | 0.24 (better) |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.4% | 2.6% (better) |
| Payout ratio | 32.5% | 29.2% |
| Years of dividend growth | 4 | 16 (better) |
| Dividend growth, 5Y average | – | 6.4% |
| Buyback yield | 5.0% (better) | 0.34% |
| Shareholder yield | 7.4% (better) | 2.9% |
| Ownership | ||
| Held by institutions | 84.6% | 36.4% |
| Held by insiders | 1.1% | 6.5% |
| Insider net buying, 12 months | −$3.8M (better) | −$6.3M |
| Short interest, % of float | 8.4% | 1.5% |
Go deeper
- EBC stock overview
- EBC income statement
- EBC valuation and score
- FMAO stock overview
- FMAO income statement
- FMAO valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.