dLocal vs International Money Express
DLO and IMXI side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How DLO and IMXI compare
dLocal grew revenue faster over the last twelve months (46.6% versus −13.5% for International Money Express).
dLocal keeps more of each dollar of sales as profit, with a net margin of 18.0% compared with 3.4% at International Money Express.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | DLO | IMXI |
|---|---|---|
| Size and price | ||
| Market cap | – | $277M |
| Share price | $12.96 | $9.16 |
| Change, 1 year | −15.9% | −38.3% |
| Change, 5 years | −72.9% | −46.1% |
| Beta (5Y) | 1.67 | 0.76 |
| Employees | 371 | 531 |
| StockData Score | ||
| Total score | 11 | 11 |
| Valuation score | 0 | 5 (better) |
| Growth score | 5 (better) | 0 |
| Performance score | 4 (better) | 2 |
| Health score | 2 | 4 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 14.5× |
| P/S | – | 0.5× |
| P/B | – | 1.6× |
| EV/EBITDA | – | 4.5× |
| P/FCF | – | 31.3× |
| FCF yield | – | 3.2% |
| Fair value | – | $17.86 |
| Margin of safety | – | 48.7% |
| Growth | ||
| Revenue growth (TTM) | 46.6% (better) | −13.5% |
| Revenue growth, 5Y average | 60.0% (better) | 11.2% |
| Net income growth (TTM) | 63.4% (better) | −63.8% |
| EPS growth (TTM) | 66.7% (better) | −61.6% |
| EPS growth, 5Y average | 45.4% (better) | 4.2% |
| Profitability | ||
| Gross margin | 36.8% | – |
| Operating margin | 20.1% (better) | 6.2% |
| Net margin | 18.0% (better) | 3.4% |
| FCF margin | 37.8% (better) | 1.6% |
| Return on equity | 38.2% (better) | 11.9% |
| Return on invested capital | – | 19.3% |
| Financial health | ||
| Debt / equity | – | 0.67 |
| Net debt / EBITDA | – | −0.69 |
| Interest coverage | 7.9× (better) | 3.3× |
| Current ratio | 1.25 | 1.96 (better) |
| Altman Z-score | – | 3.37 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Payout ratio | 76.2% | – |
| Buyback yield | – | 0.00% |
| Shareholder yield | – | 0.00% |
| Ownership | ||
| Held by institutions | 39.9% | 95.8% |
| Held by insiders | 48.2% | 16.8% |
| Insider net buying, 12 months | −$16.0M | – |
| Short interest, % of float | 11.5% | 9.0% |
Go deeper
- DLO stock overview
- DLO income statement
- DLO valuation and score
- IMXI stock overview
- IMXI income statement
- IMXI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.