dLocal vs Flywire
DLO and FLYW side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How DLO and FLYW compare
dLocal grew revenue faster over the last twelve months (46.6% versus 31.0% for Flywire).
dLocal keeps more of each dollar of sales as profit, with a net margin of 18.0% compared with 10.3% at Flywire.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | DLO | FLYW |
|---|---|---|
| Size and price | ||
| Market cap | – | $2.7B |
| Share price | $13.96 | $22.25 |
| Change, 1 year | −1.4% | 63.7% |
| Change, 5 years | −62.3% | −46.7% |
| Beta (5Y) | 1.66 | 1.56 |
| Employees | 371 | 1,400 |
| StockData Score | ||
| Total score | 11 | 11 |
| Valuation score | 0 | 0 |
| Growth score | 5 (better) | 2 |
| Performance score | 4 (better) | 3 |
| Health score | 2 | 6 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 37.1× |
| P/S | – | 3.5× |
| P/B | – | 3.0× |
| EV/EBITDA | – | 38.4× |
| P/FCF | – | 20.2× |
| FCF yield | – | 5.0% |
| Fair value | – | $13.11 |
| Margin of safety | – | −69.7% |
| Growth | ||
| Revenue growth (TTM) | 46.6% (better) | 31.0% |
| Revenue growth, 5Y average | 60.0% (better) | 36.4% |
| Net income growth (TTM) | 63.4% | – |
| EPS growth (TTM) | 66.7% | – |
| EPS growth, 5Y average | 45.4% | – |
| Profitability | ||
| Gross margin | 36.8% | – |
| Operating margin | 20.1% (better) | 7.8% |
| Net margin | 18.0% (better) | 10.3% |
| FCF margin | 37.8% (better) | 17.6% |
| Return on equity | 38.2% (better) | 9.1% |
| Return on invested capital | – | 9.9% |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Interest coverage | 7.9× | 37.0× (better) |
| Current ratio | 1.25 | 1.53 (better) |
| Altman Z-score | – | 4.35 |
| Piotroski F-score | 7 | 7 |
| Dividends and buybacks | ||
| Payout ratio | 76.2% | – |
| Shareholder yield | – | 0.00% |
| Ownership | ||
| Held by institutions | 39.9% | 107% |
| Held by insiders | 48.2% | 18.2% |
| Insider net buying, 12 months | −$16.0M (better) | −$26.8M |
| Short interest, % of float | 10.8% | 10.8% |
Go deeper
- DLO stock overview
- DLO income statement
- DLO valuation and score
- FLYW stock overview
- FLYW income statement
- FLYW valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.