City vs Hanmi Financial
CHCO and HAFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CHCO and HAFC compare
City is the larger company, worth 2.1 times as much as Hanmi Financial ($2.0B against $965M).
On earnings, Hanmi Financial is cheaper: it trades at 11.0× trailing earnings, against 15.6× for City.
Hanmi Financial grew revenue faster over the last twelve months (15.7% versus 7.2% for City).
City keeps more of each dollar of sales as profit, with a net margin of 40.9% compared with 31.2% at Hanmi Financial.
Both pay dividends: City yields 2.5% and Hanmi Financial 3.4%.
Hanmi Financial scores higher on the StockData Score (15 against 13 for City), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CHCO | HAFC |
|---|---|---|
| Size and price | ||
| Market cap | $2.0B | $965M |
| Share price | $142.69 | $32.55 |
| Change, 1 year | 20.6% | 21.0% |
| Change, 5 years | 73.9% | 35.7% |
| Beta (5Y) | 0.45 | 0.78 |
| Employees | 934 | 610 |
| StockData Score | ||
| Total score | 13 | 15 (better) |
| Valuation score | 0 | 3 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 5 (better) | 4 |
| Health score | 3 | 3 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 15.6× | 11.0× (better) |
| P/S | 6.2× | 3.4× (better) |
| P/B | 2.5× | 1.2× (better) |
| EV/EBITDA | – | 6.8× |
| P/FCF | 14.5× | 4.6× (better) |
| PEG | 1.64 | – |
| FCF yield | 6.9% | 21.8% (better) |
| Fair value | $112.18 | $30.87 |
| Margin of safety | −27.2% | −5.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 7.2% | 15.7% (better) |
| Revenue growth, 5Y average | 3.9% (better) | 3.8% |
| Net income growth (TTM) | 7.9% | 36.7% (better) |
| EPS growth (TTM) | 10.0% | 38.1% (better) |
| EPS growth, 5Y average | 10.0% | 12.7% (better) |
| Profitability | ||
| Operating margin | – | 31.2% |
| Net margin | 40.9% (better) | 31.2% |
| FCF margin | 43.0% | 73.4% (better) |
| Return on equity | 16.8% (better) | 11.3% |
| Return on invested capital | – | 14.9% |
| Financial health | ||
| Altman Z-score | 0.45 (better) | 0.23 |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.5% | 3.4% (better) |
| Payout ratio | 37.2% | 37.1% |
| Years of dividend growth | 15 (better) | 1 |
| Dividend growth, 5Y average | 7.7% | 15.7% (better) |
| Buyback yield | 2.7% (better) | 1.7% |
| Shareholder yield | 5.3% (better) | 5.1% |
| Ownership | ||
| Held by institutions | 73.6% | 93.6% |
| Held by insiders | 2.0% | 2.2% |
| Insider net buying, 12 months | −$2.6M | −$279K (better) |
| Short interest, % of float | 7.7% | 4.5% |
Go deeper
- CHCO stock overview
- CHCO income statement
- CHCO valuation and score
- HAFC stock overview
- HAFC income statement
- HAFC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.