CF Bankshares vs Landmark Bancorp
CFBK and LARK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CFBK and LARK compare
CF Bankshares is the larger company, worth 1.2 times as much as Landmark Bancorp ($230M against $197M).
Landmark Bancorp grew revenue faster over the last twelve months (12.1% versus 7.8% for CF Bankshares).
CF Bankshares keeps more of each dollar of sales as profit, with a net margin of 35.6% compared with 27.2% at Landmark Bancorp.
Both pay dividends: CF Bankshares yields 1.0% and Landmark Bancorp 2.6%.
CF Bankshares scores higher on the StockData Score (15 against 13 for Landmark Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CFBK | LARK |
|---|---|---|
| Size and price | ||
| Market cap | $230M | $197M |
| Share price | $35.39 | $32.26 |
| Change, 1 year | 56.9% | 28.4% |
| Change, 5 years | 68.1% | 17.6% |
| Beta (5Y) | 0.54 | 0.24 |
| Employees | 98 | 283 |
| StockData Score | ||
| Total score | 15 (better) | 13 |
| Valuation score | 3 (better) | 2 |
| Growth score | 1 | 4 (better) |
| Performance score | 4 (better) | 3 |
| Health score | 3 (better) | 1 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 10.2× | – |
| P/S | 3.6× | 2.6× (better) |
| P/B | 1.2× (better) | 1.2× |
| P/FCF | 10.9× | 8.9× (better) |
| FCF yield | 9.2% | 11.2% (better) |
| Fair value | $34.64 | – |
| Margin of safety | −2.2% | – |
| Growth | ||
| Revenue growth (TTM) | 7.8% | 12.1% (better) |
| Revenue growth, 5Y average | −7.0% | 2.0% (better) |
| Net income growth (TTM) | 40.0% (better) | 19.4% |
| EPS growth (TTM) | 39.0% | – |
| EPS growth, 5Y average | −9.7% | −3.8% (better) |
| Profitability | ||
| Net margin | 35.6% (better) | 27.2% |
| FCF margin | 33.0% (better) | 29.1% |
| Return on equity | 12.0% | 13.1% (better) |
| Financial health | ||
| Altman Z-score | 0.17 | 0.20 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.0% | 2.6% (better) |
| Payout ratio | 10.0% | 24.5% |
| Years of dividend growth | 5 (better) | 2 |
| Dividend growth, 5Y average | 58.5% | – |
| Shareholder yield | 1.0% | 2.6% (better) |
| Ownership | ||
| Held by institutions | 56.0% | 32.5% |
| Held by insiders | 28.0% | 8.3% |
| Insider net buying, 12 months | $48.7K (better) | −$632K |
| Short interest, % of float | 2.3% | 1.4% |
Go deeper
- CFBK stock overview
- CFBK income statement
- CFBK valuation and score
- LARK stock overview
- LARK income statement
- LARK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.